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AUB GroupASX:AUB +1.90%83 3-Year EBITDA Growth Rate is 24.90% as of Dec. 2025, which is 113% above its 10-year median of 11.70. GuruFocus rates ASX:AUB with a GF Score™ of 83/100 and a GF Value™ of A$50.26 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 292 Insurance companies, AUB Group ranks better than 64.73% on this metric.
During the past 12 months, AUB Group's average EBITDA Per Share Growth Rate was 17.50% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 24.90% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 25.90% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 15.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of AUB Group was 29.00% per year. The lowest was -1.20% per year. And the median was 11.70% per year.
AUB Group (ASX:AUB) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
AUB Group 3-Year EBITDA Growth Rate Related Terms
ASX:AUB vs MRSH, AON, AJG: 3-Year EBITDA Growth Rate Comparison
For the Insurance Brokers subindustry, AUB Group's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AUB Group 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, AUB Group's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where AUB Group's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 24.90% mean?
AUB Group (ASX:AUB) has a 3-Year EBITDA Growth Rate of 24.90% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AUB Group and its competitors. This is 113% above median its historical median of 11.70. According to the industry distribution chart, AUB Group ranks #103 out of 292 companies in the Insurance industry, placing it in the top 35.3%.
Is AUB Group's 3-Year EBITDA Growth Rate too high?
AUB Group's current 3-Year EBITDA Growth Rate of 24.90% is 113% above median its 10-year median of 11.70. The Insurance industry median 3-Year EBITDA Growth Rate is 16.50. AUB Group's value of 24.90% is 50.9% above this industry median. Based on the distribution chart, AUB Group ranks #103 out of 292 companies in the Insurance industry, which is above the industry midpoint. Overall, AUB Group has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AUB Group's 3-Year EBITDA Growth Rate compare to MRSH and AON?
According to the Insurance industry distribution chart, AUB Group ranks #103 out of 292 companies for 3-Year EBITDA Growth Rate. This puts AUB Group in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.50. AUB Group's value of 24.90% is 50.9% above this benchmark. While the company's 10-year median is 11.70 vs. the industry median of 16.50, AUB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.50, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AUB Group's current 3-Year EBITDA Growth Rate of 24.90% is 50.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AUB Group and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AUB Group's current 3-Year EBITDA Growth Rate is 24.90%, which is 113% above median its own 10-year median of 11.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AUB Group stock overvalued right now?
Based on GuruFocus' analysis, AUB Group (ASX:AUB) is currently considered Possible Value Trap. The stock's GF Value™ is A$50.26, compared to a current price of A$29.45 — trading 41.4% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 24.90%, which is 113% above median its 10-year median of 11.70 and 50.9% above the Insurance industry median of 16.50. AUB Group's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For AUB Group (ASX:AUB), the current 3-Year EBITDA Growth Rate is 24.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AUB Group (ASX:AUB) Overvalued in 2026?
Based on GuruFocus' analysis, AUB Group stock appears to be undervalued.
The current stock price of A$29.45 is trading 41.4% below its estimated GF Value™ of A$50.26.
GuruFocus considers AUB Group to be Possible Value Trap.
Key valuation signals for ASX:AUB:
3-Year EBITDA Growth Rate: 24.90% (113% above median its 10-year median of 11.70)
GF Value™: A$50.26 vs. price of A$29.45 (41.4% below fair value)
Industry Position: 50.9% above the Insurance median (#103 of 292)
No single metric tells the full story. See the ASX:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AUB Group is the second-largest general insurance broker network in Australia and New Zealand. It has an ownership in brokerage businesses that collectively write over AUD 5 billion in premiums. It also owns equity stakes in 35 underwriting agencies. AUB derives revenue from commissions (from insurers, ultimately paid for by AUB's customers), based on gross written premium from agencies it owns, and a share of profits from associates and joint ventures. GWP is split among personal (3%), small to medium enterprises (70%), and corporates (27%).
83GF Score
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