AUB GroupASX:AUB +0.07%85 Net Margin % is 6.60% as of Dec. 2025, which is 63% below its 10-year median of 17.63. GuruFocus rates ASX:AUB with a GF Score™ of 85/100 and a GF Value™ of A$49.04 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 503 Insurance companies, AUB Group ranks better than 78.53% on this metric.
Net margin is calculated as Net Income divided by its Revenue. AUB Group's Net Income for the
six
months ended in Dec. 2025 was A$35 Mil. AUB Group's Revenue for the
six
months ended in Dec. 2025 was A$535 Mil. Therefore, AUB Group's net margin for the quarter that ended in Dec. 2025 was 6.60%.
The historical rank and industry rank for AUB Group's Net Margin % or its related term are showing as below:
ASX:AUB'
s Net Margin % Range Over the Past 10 Years
Min: 8.82 Med: 17.63 Max: 24.76
Current: 17.34
ASX:AUB's Net Margin % is ranked better than 78.53% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs ASX:AUB: 17.34
AUB Group (ASX:AUB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
AUB Group Net Margin % Related Terms
AUB Group Net Margin % Historical Data
* Premium members only.
The historical data trend for AUB Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:AUB vs MRSH, AON, AJG: Net Margin % Comparison
For the Insurance Brokers subindustry, AUB Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AUB Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AUB Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where AUB Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AUB Group (ASX:AUB) has a Net Margin % of 6.60% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on AUB Group and its competitors. This is 63% below median its historical median of 17.63. Over the past decade, AUB Group's Net Margin % has ranged from 8.82 to 24.76. According to the industry distribution chart, AUB Group ranks #108 out of 503 companies in the Insurance industry, placing it in the top 21.5%.
Is AUB Group's Net Margin % too high?
AUB Group's current Net Margin % of 6.60% is 63% below median its 10-year median of 17.63. Over the past 10 years, this metric has ranged from a low of 8.82 to a high of 24.76. The Insurance industry median Net Margin % is 9.29. AUB Group's value of 6.60% is 29% below this industry median. Based on the distribution chart, AUB Group ranks #108 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AUB Group has a GF Score™ of 85/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AUB Group's Net Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, AUB Group ranks #108 out of 503 companies for Net Margin %. This places AUB Group in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. AUB Group's value of 6.60% is 29% below this benchmark. Historically, AUB Group's own Net Margin % has ranged from 8.82 to 24.76 over the past decade. While the company's 10-year median is 17.63 vs. the industry median of 9.29, AUB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AUB Group's current Net Margin % of 6.60% is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AUB Group and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AUB Group's current Net Margin % is 6.60%, which is 63% below median its own 10-year median of 17.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AUB Group stock overvalued right now?
Based on GuruFocus' analysis, AUB Group (ASX:AUB) is currently considered Possible Value Trap. The stock's GF Value™ is A$49.04, compared to a current price of A$28.06 — trading 42.8% below its estimated fair value. The current Net Margin % is 6.60%, which is 63% below median its 10-year median of 17.63 and 29% below the Insurance industry median of 9.29. AUB Group's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AUB Group (ASX:AUB), the current Net Margin % is 6.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AUB Group (ASX:AUB) Overvalued in 2026?
Based on GuruFocus' analysis, AUB Group stock appears to be undervalued.
The current stock price of A$28.06 is trading 42.8% below its estimated GF Value™ of A$49.04.
GuruFocus considers AUB Group to be Possible Value Trap.
Key valuation signals for ASX:AUB:
Net Margin %: 6.60% (63% below median its 10-year median of 17.63)
GF Value™: A$49.04 vs. price of A$28.06 (42.8% below fair value)
Industry Position: 29% below the Insurance median (#108 of 503)
No single metric tells the full story. See the ASX:AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AUB Group is the second-largest general insurance broker network in Australia and New Zealand. It has an ownership in brokerage businesses that collectively write over AUD 5 billion in premiums. It also owns equity stakes in 35 underwriting agencies. AUB derives revenue from commissions (from insurers, ultimately paid for by AUB's customers), based on gross written premium from agencies it owns, and a share of profits from associates and joint ventures. GWP is split among personal (3%), small to medium enterprises (70%), and corporates (27%).
85GF Score
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