JMMB Group (XJAM:JMMBGL) Cash Conversion Cycle: 38.56 (As of Mar. 2026)


XJAM:JMMBGL JMMB Group Ltd XJAM:JMMBGL
81 GF Score
Price JMD14.46
GF Value JMD25.04
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is JMMB Group Cash Conversion Cycle?

JMMB Group XJAM:JMMBGL 81 Cash Conversion Cycle is 38.56 as of Mar. 2026. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 81/100 and a GF Value™ of JMD25.04 (Possible Value Trap). The stock has 5 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

JMMB Group's Days Sales Outstanding for the three months ended in Mar. 2026 was 38.56.
JMMB Group's Days Inventory for the three months ended in Mar. 2026 was .
JMMB Group's Days Payable for the three months ended in Mar. 2026 was .
Therefore, JMMB Group's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was 38.56.


JMMB Group  (XJAM:JMMBGL) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


JMMB Group Cash Conversion Cycle Related Terms


JMMB Group Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for JMMB Group's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JMMB Group Cash Conversion Cycle Chart

JMMB Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cash Conversion Cycle
Get a 7-Day Free Trial 39.76 41.62 39.58 39.54 34.17

JMMB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.00 42.25 38.84 36.29 38.56

XJAM:JMMBGL vs VOYA, FRHC: Cash Conversion Cycle Comparison

For the Financial Conglomerates subindustry, JMMB Group's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JMMB Group Cash Conversion Cycle vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, JMMB Group's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where JMMB Group's Cash Conversion Cycle falls into.


XJAM:JMMBGL
81GF Score
JMMB Group Ltd XJAM:JMMBGL
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JMMB Group Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

JMMB Group's Cash Conversion Cycle for the fiscal year that ended in Mar. 2026 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=34.17+0-0
=34.17

JMMB Group's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=38.56+-
=38.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 38.56 mean?
JMMB Group (XJAM:JMMBGL) has a Cash Conversion Cycle of 38.56 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on JMMB Group and its competitors.
Is JMMB Group's Cash Conversion Cycle too high?
JMMB Group's current Cash Conversion Cycle is 38.56. The Diversified Financial Services industry median Cash Conversion Cycle is 1.19. JMMB Group's value of 38.56 is 3154% above this industry median. Overall, JMMB Group has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Cash Conversion Cycle compare to VOYA and FRHC?
JMMB Group's Cash Conversion Cycle of 38.56 can be compared against companies in the Diversified Financial Services industry. The industry median Cash Conversion Cycle is 1.19. JMMB Group's value of 38.56 is 3154% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Diversified Financial Services company?
The median Cash Conversion Cycle among Diversified Financial Services companies is 1.19, based on 92 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMMB Group's current Cash Conversion Cycle of 38.56 is 3154% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on JMMB Group and its competitors. For the Diversified Financial Services industry, the median Cash Conversion Cycle is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current Cash Conversion Cycle is 38.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.04, compared to a current price of JMD14.46 — trading 42.3% below its estimated fair value. The current Cash Conversion Cycle is 38.56 and 3154% above the Diversified Financial Services industry median of 1.19. JMMB Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Cash Conversion Cycle is 38.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?

Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued. The current stock price of JMD14.46 is trading 42.3% below its estimated GF Value™ of JMD25.04. GuruFocus considers JMMB Group to be Possible Value Trap.

Key valuation signals for XJAM:JMMBGL:

  • Cash Conversion Cycle: 38.56
  • GF Value™: JMD25.04 vs. price of JMD14.46 (42.3% below fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 3154% above the Diversified Financial Services median

No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JMMB Group Business Description

Address 6 Haughton Terrace, Kingston, JAM, 10
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
81GF Score

Get the complete analysis for XJAM:JMMBGL

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD14.46
Price
JMD25.04
GF Value