JMMB GroupXJAM:JMMBGL 81 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 81/100 and a GF Value™ of JMD25.04 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 389 Diversified Financial Services companies, JMMB Group ranks worse than 99.23% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. JMMB Group's
Operating Income
for the
three
months ended in Mar. 2026 was JMD-14,950 Mil. JMMB Group's Interest Expense for the
three
months ended in Mar. 2026 was JMD15,205 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for JMMB Group's Interest Coverage or its related term are showing as below:
XJAM:JMMBGL'
s Interest Coverage Range Over the Past 10 Years
Min: 0.84 Med: 1.96 Max: 3.13
Current: 1.34
XJAM:JMMBGL's Interest Coverage is ranked worse than 99.23% of 389
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs XJAM:JMMBGL: 1.34
JMMB Group (XJAM:JMMBGL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
JMMB Group Interest Coverage Related Terms
JMMB Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for JMMB Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XJAM:JMMBGL vs FRHC, VOYA: Interest Coverage Comparison
For the Financial Conglomerates subindustry, JMMB Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMMB Group Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JMMB Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where JMMB Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
JMMB Group (XJAM:JMMBGL) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JMMB Group and its competitors. Over the past decade, JMMB Group's Interest Coverage has ranged from 0.84 to 3.13. According to the industry distribution chart, JMMB Group ranks #386 out of 389 companies in the Diversified Financial Services industry, placing it in the top 99.2%.
Is JMMB Group's Interest Coverage too high?
JMMB Group's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 3.13. Based on the distribution chart, JMMB Group ranks #386 out of 389 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, JMMB Group has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Interest Coverage compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, JMMB Group ranks #386 out of 389 companies for Interest Coverage. This places JMMB Group in the lower half of its industry. The industry median Interest Coverage is 10,000.00. Historically, JMMB Group's own Interest Coverage has ranged from 0.84 to 3.13 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JMMB Group and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.04, compared to a current price of JMD14.46 — trading 42.3% below its estimated fair value. The current Interest Coverage is 0 (At Loss). JMMB Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?
Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued.
The current stock price of JMD14.46 is trading 42.3% below its estimated GF Value™ of JMD25.04.
GuruFocus considers JMMB Group to be Possible Value Trap.
Key valuation signals for XJAM:JMMBGL:
Interest Coverage: 0 (At Loss)
GF Value™: JMD25.04 vs. price of JMD14.46 (42.3% below fair value)
No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
81GF Score
Get the complete analysis for XJAM:JMMBGL
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