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JMMB GroupXJAM:JMMBGL 78 Debt-to-Equity is 6.65 as of Mar. 2026, which is 3% below its 10-year median of 6.85. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 78/100 and a GF Value™ of JMD25.19 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 174 Diversified Financial Services companies, JMMB Group ranks worse than 95.98% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for JMMB Group's Debt-to-Equity or its related term are showing as below:
XJAM:JMMBGL'
s Debt-to-Equity Range Over the Past 10 Years
Min: 4.79 Med: 6.85 Max: 10.63
Current: 6.65
During the past 8 years, the highest Debt-to-Equity Ratio of JMMB Group was 10.63. The lowest was 4.79. And the median was 6.85.
XJAM:JMMBGL's Debt-to-Equity is ranked worse than 95.98% of 174
companies
in the Diversified Financial Services industry
Industry Median: 0.18
vs XJAM:JMMBGL: 6.65
JMMB Group (XJAM:JMMBGL) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
JMMB Group Debt-to-Equity Related Terms
JMMB Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for JMMB Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:JMMBGL vs VOYA, FRHC: Debt-to-Equity Comparison
For the Financial Conglomerates subindustry, JMMB Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMMB Group Debt-to-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JMMB Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where JMMB Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMMB Group (XJAM:JMMBGL) has a Debt-to-Equity of 6.65 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on JMMB Group and its competitors. This is near median its historical median of 6.85. Over the past decade, JMMB Group's Debt-to-Equity has ranged from 4.79 to 10.63. According to the industry distribution chart, JMMB Group ranks #167 out of 174 companies in the Diversified Financial Services industry, placing it in the top 96%.
Is JMMB Group's Debt-to-Equity too high?
JMMB Group's current Debt-to-Equity of 6.65 is near median its 10-year median of 6.85. Over the past 10 years, this metric has ranged from a low of 4.79 to a high of 10.63. The Diversified Financial Services industry median Debt-to-Equity is 0.18. JMMB Group's value of 6.65 is 3594.4% above this industry median. Based on the distribution chart, JMMB Group ranks #167 out of 174 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, JMMB Group has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Debt-to-Equity compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, JMMB Group ranks #167 out of 174 companies for Debt-to-Equity. This places JMMB Group in the lower half of its industry. The industry median Debt-to-Equity is 0.18. JMMB Group's value of 6.65 is 3594.4% above this benchmark. Historically, JMMB Group's own Debt-to-Equity has ranged from 4.79 to 10.63 over the past decade. While the company's 10-year median is 6.85 vs. the industry median of 0.18, JMMB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Diversified Financial Services company?
The median Debt-to-Equity among Diversified Financial Services companies is 0.18, based on 174 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMMB Group's current Debt-to-Equity of 6.65 is 3594.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on JMMB Group and its competitors. For the Diversified Financial Services industry, the median Debt-to-Equity is 0.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current Debt-to-Equity is 6.65, which is near median its own 10-year median of 6.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.19, compared to a current price of JMD15.34 — trading 39.1% below its estimated fair value. The current Debt-to-Equity is 6.65, which is near median its 10-year median of 6.85 and 3594.4% above the Diversified Financial Services industry median of 0.18. JMMB Group's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Debt-to-Equity is 6.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?
Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued.
The current stock price of JMD15.34 is trading 39.1% below its estimated GF Value™ of JMD25.19.
GuruFocus considers JMMB Group to be Possible Value Trap.
Key valuation signals for XJAM:JMMBGL:
Debt-to-Equity: 6.65 (near median its 10-year median of 6.85)
GF Value™: JMD25.19 vs. price of JMD15.34 (39.1% below fair value)
Industry Position: 3594.4% above the Diversified Financial Services median (#167 of 174)
No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
78GF Score
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