JMMB Group (XJAM:JMMBGL) Retained Earnings: JMD41,829 Mil (As of Mar. 2026)


XJAM:JMMBGL JMMB Group Ltd XJAM:JMMBGL
77 GF Score
Price JMD14.99
GF Value JMD25.12
Valuation Possible Value Trap
! 5 Warning Signs
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What is JMMB Group Retained Earnings?

JMMB Group XJAM:JMMBGL +0.40% 77 Retained Earnings is JMD41,829 Mil as of Mar. 2026. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 77/100 and a GF Value™ of JMD25.12 (Possible Value Trap). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. JMMB Group's retained earnings for the quarter that ended in Mar. 2026 was JMD41,829 Mil.

JMMB Group's quarterly retained earnings increased from Sep. 2025 (JMD44,273 Mil) to Dec. 2025 (JMD44,586 Mil) but then declined from Dec. 2025 (JMD44,586 Mil) to Mar. 2026 (JMD41,829 Mil).

JMMB Group's annual retained earnings increased from Mar. 2024 (JMD36,877 Mil) to Mar. 2025 (JMD39,901 Mil) and increased from Mar. 2025 (JMD39,901 Mil) to Mar. 2026 (JMD41,829 Mil).


JMMB Group  (XJAM:JMMBGL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


JMMB Group Retained Earnings Historical Data

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The historical data trend for JMMB Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JMMB Group Retained Earnings Chart

JMMB Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial 25,735.68 25,828.18 36,877.02 39,901.48 41,828.64

JMMB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39,901.48 40,295.41 44,272.93 44,585.56 41,828.64
XJAM:JMMBGL
77GF Score
JMMB Group Ltd XJAM:JMMBGL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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JMMB Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of JMD41,829 Mil mean?
JMMB Group (XJAM:JMMBGL) has a Retained Earnings of JMD41,829 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on JMMB Group and its competitors.
Is JMMB Group's Retained Earnings too high?
JMMB Group's current Retained Earnings is JMD41,829 Mil. Overall, JMMB Group has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Retained Earnings compare to VOYA and FRHC?
JMMB Group's Retained Earnings of JMD41,829 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Diversified Financial Services company?
A good Retained Earnings depends on the Diversified Financial Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on JMMB Group and its competitors. JMMB Group's current Retained Earnings is JMD41,829 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.12, compared to a current price of JMD14.99 — trading 40.3% below its estimated fair value. The current Retained Earnings is JMD41,829 Mil. JMMB Group's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Retained Earnings is JMD41,829 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?

Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued. The current stock price of JMD14.99 is trading 40.3% below its estimated GF Value™ of JMD25.12. GuruFocus considers JMMB Group to be Possible Value Trap.

Key valuation signals for XJAM:JMMBGL:

  • Retained Earnings: JMD41,829 Mil
  • GF Value™: JMD25.12 vs. price of JMD14.99 (40.3% below fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JMMB Group Business Description

Address 6 Haughton Terrace, Kingston, JAM, 10
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
77GF Score

Get the complete analysis for XJAM:JMMBGL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD14.99
Price
JMD25.12
GF Value