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JMMB GroupXJAM:JMMBGL +2.11%79 Cash-to-Debt is 0.87 as of Jun. 2026, which is 383% above its 10-year median of 0.18. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 79/100 and a GF Value™ of JMD24.46 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 489 Diversified Financial Services companies, JMMB Group ranks worse than 73.01% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. JMMB Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.87.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, JMMB Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for JMMB Group's Cash-to-Debt or its related term are showing as below:
XJAM:JMMBGL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1 Med: 0.18 Max: 1.14
Current: 0.87
During the past 8 years, JMMB Group's highest Cash to Debt Ratio was 1.14. The lowest was 0.10. And the median was 0.18.
XJAM:JMMBGL's Cash-to-Debt is ranked worse than 73.01% of 489
companies
in the Diversified Financial Services industry
Industry Median: 8.72
vs XJAM:JMMBGL: 0.87
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
JMMB Group Cash-to-Debt Related Terms
JMMB Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for JMMB Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XJAM:JMMBGL vs FRHC, VOYA, HTH: Cash-to-Debt Comparison
For the Financial Conglomerates subindustry, JMMB Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMMB Group Cash-to-Debt vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JMMB Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where JMMB Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMMB Group (XJAM:JMMBGL) has a Cash-to-Debt of 0.87 as of Jun. 2026. This is 383% above median its historical median of 0.18. Over the past decade, JMMB Group's Cash-to-Debt has ranged from 0.10 to 1.14. According to the industry distribution chart, JMMB Group ranks #357 out of 489 companies in the Diversified Financial Services industry, placing it in the top 73%.
Is JMMB Group's Cash-to-Debt too high?
JMMB Group's current Cash-to-Debt of 0.87 is 383% above median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.14. The Diversified Financial Services industry median Cash-to-Debt is 8.72. JMMB Group's value of 0.87 is 90% below this industry median. Based on the distribution chart, JMMB Group ranks #357 out of 489 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, JMMB Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Cash-to-Debt compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, JMMB Group ranks #357 out of 489 companies for Cash-to-Debt. This places JMMB Group in the lower half of its industry. The industry median Cash-to-Debt is 8.72. JMMB Group's value of 0.87 is 90% below this benchmark. Historically, JMMB Group's own Cash-to-Debt has ranged from 0.10 to 1.14 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 8.72, JMMB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Diversified Financial Services company?
The median Cash-to-Debt among Diversified Financial Services companies is 8.72, based on 489 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMMB Group's current Cash-to-Debt of 0.87 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Diversified Financial Services industry, the median Cash-to-Debt is 8.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current Cash-to-Debt is 0.87, which is 383% above median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD24.46, compared to a current price of JMD17.45 — trading 28.7% below its estimated fair value. The current Cash-to-Debt is 0.87, which is 383% above median its 10-year median of 0.18 and 90% below the Diversified Financial Services industry median of 8.72. JMMB Group's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Cash-to-Debt is 0.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?
Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued.
The current stock price of JMD17.45 is trading 28.7% below its estimated GF Value™ of JMD24.46.
GuruFocus considers JMMB Group to be Modestly Undervalued.
Key valuation signals for XJAM:JMMBGL:
Cash-to-Debt: 0.87 (383% above median its 10-year median of 0.18)
GF Value™: JMD24.46 vs. price of JMD17.45 (28.7% below fair value)
Industry Position: 90% below the Diversified Financial Services median (#357 of 489)
No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
79GF Score
Get the complete analysis for XJAM:JMMBGL
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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