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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for JMMB Group's Debt-to-EBITDA or its related term are showing as below:
XJAM:JMMBGL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 19.3 Med: 25.41 Max: 61.08
Current: 34.9
During the past 8 years, the highest Debt-to-EBITDA Ratio of JMMB Group was 61.08. The lowest was 19.30. And the median was 25.41.
XJAM:JMMBGL's Debt-to-EBITDA is ranked worse than 96.61% of 118
companies
in the Diversified Financial Services industry
Industry Median: 5.755
vs XJAM:JMMBGL: 34.90
JMMB Group (XJAM:JMMBGL) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
JMMB Group Debt-to-EBITDA Related Terms
JMMB Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for JMMB Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:JMMBGL vs VOYA, FRHC: Debt-to-EBITDA Comparison
For the Financial Conglomerates subindustry, JMMB Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMMB Group Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JMMB Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where JMMB Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
JMMB Group (XJAM:JMMBGL) has a Debt-to-EBITDA of -5.54 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JMMB Group. Over the past decade, JMMB Group's Debt-to-EBITDA has ranged from 19.30 to 61.08. According to the industry distribution chart, JMMB Group ranks #114 out of 118 companies in the Diversified Financial Services industry, placing it in the top 96.6%.
Is JMMB Group's Debt-to-EBITDA too high?
JMMB Group's current Debt-to-EBITDA is -5.54. Over the past 10 years, this metric has ranged from a low of 19.30 to a high of 61.08. Based on the distribution chart, JMMB Group ranks #114 out of 118 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, JMMB Group has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Debt-to-EBITDA compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, JMMB Group ranks #114 out of 118 companies for Debt-to-EBITDA. This places JMMB Group in the lower half of its industry. The industry median Debt-to-EBITDA is 5.76. Historically, JMMB Group's own Debt-to-EBITDA has ranged from 19.30 to 61.08 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.76, based on 118 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JMMB Group. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current Debt-to-EBITDA is -5.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.16, compared to a current price of JMD15.25 — trading 39.4% below its estimated fair value. The current Debt-to-EBITDA is -5.54. JMMB Group's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Debt-to-EBITDA is -5.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?
Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued.
The current stock price of JMD15.25 is trading 39.4% below its estimated GF Value™ of JMD25.16.
GuruFocus considers JMMB Group to be Possible Value Trap.
Key valuation signals for XJAM:JMMBGL:
Debt-to-EBITDA: -5.54
GF Value™: JMD25.16 vs. price of JMD15.25 (39.4% below fair value)
No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
77GF Score
Get the complete analysis for XJAM:JMMBGL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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