JMMB Group (XJAM:JMMBGL) Net Income: JMD1,550 Mil (TTM As of Mar. 2026)

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XJAM:JMMBGL JMMB Group Ltd XJAM:JMMBGL
77 GF Score
Price JMD15.35
GF Value JMD25.18
Valuation Possible Value Trap
! 5 Warning Signs
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What is JMMB Group Net Income?

JMMB Group XJAM:JMMBGL +0.07% 77 Net Income is JMD1,550 Mil as of Mar. 2026. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 77/100 and a GF Value™ of JMD25.18 (Possible Value Trap). The stock has 5 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. JMMB Group's Net Income for the three months ended in Mar. 2026 was JMD-2,561 Mil. Its Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was JMD1,550 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. JMMB Group's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was JMD-1.29.


JMMB Group  (XJAM:JMMBGL) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

JMMB Group's Earnings per Share (Diluted) (EPS) for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


JMMB Group Net Income Related Terms


JMMB Group Net Income Historical Data

* Premium members only.

The historical data trend for JMMB Group's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JMMB Group Net Income Chart

JMMB Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Income
Get a 7-Day Free Trial 11,022.84 581.39 11,537.73 3,513.35 1,550.19

JMMB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,874.04 -765.26 3,977.52 899.29 -2,561.36
XJAM:JMMBGL
77GF Score
JMMB Group Ltd XJAM:JMMBGL
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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JMMB Group Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

JMMB Group's Net Income for the fiscal year that ended in Mar. 2026 is calculated as

Net Income(A: Mar. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=1948.616+-73.808+0+-324.619
=1,550

JMMB Group's Net Income for the quarter that ended in Mar. 2026 is calculated as

Net Income(Q: Mar. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=-2590.84+103.516+0+-74.037
=-2,561

Net Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD1,550 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of JMD1,550 Mil mean?
JMMB Group (XJAM:JMMBGL) has a Net Income of JMD1,550 Mil as of Mar. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on JMMB Group and its competitors.
Is JMMB Group's Net Income too high?
JMMB Group's current Net Income is JMD1,550 Mil. Overall, JMMB Group has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Net Income compare to VOYA and FRHC?
JMMB Group's Net Income of JMD1,550 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Diversified Financial Services company?
A good Net Income depends on the Diversified Financial Services industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on JMMB Group and its competitors. JMMB Group's current Net Income is JMD1,550 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.18, compared to a current price of JMD15.35 — trading 39% below its estimated fair value. The current Net Income is JMD1,550 Mil. JMMB Group's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Net Income is JMD1,550 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?

Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued. The current stock price of JMD15.35 is trading 39% below its estimated GF Value™ of JMD25.18. GuruFocus considers JMMB Group to be Possible Value Trap.

Key valuation signals for XJAM:JMMBGL:

  • Net Income: JMD1,550 Mil
  • GF Value™: JMD25.18 vs. price of JMD15.35 (39% below fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JMMB Group Business Description

Address 6 Haughton Terrace, Kingston, JAM, 10
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
77GF Score

Get the complete analysis for XJAM:JMMBGL

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD15.35
Price
JMD25.18
GF Value