ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. JMMB Group's annualizedNet Income for the quarter that ended in Mar. 2026 was JMD-10,245 Mil.
JMMB Group's average Total Assets over the quarter that ended in Mar. 2026 was JMD759,420 Mil. Therefore, JMMB Group's annualized ROA % for the quarter that ended in Mar. 2026 was -1.35%.
The historical rank and industry rank for JMMB Group's ROA % or its related term are showing as below:
XJAM:JMMBGL'
s ROA % Range Over the Past 10 Years
Min: 0.09 Med: 1.42 Max: 1.98
Current: 0.21
During the past 8 years, JMMB Group's highest ROA % was 1.98%. The lowest was 0.09%. And the median was 1.42%.
XJAM:JMMBGL's ROA % is ranked worse than 57.88% of 565
companies
in the Diversified Financial Services industry
Industry Median: 0.9
vs XJAM:JMMBGL: 0.21
JMMB Group (XJAM:JMMBGL) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
JMMB Group ROA % Related Terms
JMMB Group ROA % Historical Data
* Premium members only.
The historical data trend for JMMB Group's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, JMMB Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMMB Group ROA % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JMMB Group's ROA % distribution charts can be found below:
* The bar in red indicates where JMMB Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
JMMB Group (XJAM:JMMBGL) has a ROA % of -1.35% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on JMMB Group and its competitors. Over the past decade, JMMB Group's ROA % has ranged from 0.09 to 1.98. According to the industry distribution chart, JMMB Group ranks #327 out of 565 companies in the Diversified Financial Services industry, placing it in the top 57.9%.
Is JMMB Group's ROA % too high?
JMMB Group's current ROA % is -1.35%. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.98. Based on the distribution chart, JMMB Group ranks #327 out of 565 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, JMMB Group has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's ROA % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, JMMB Group ranks #327 out of 565 companies for ROA %. This places JMMB Group in the lower half of its industry. The industry median ROA % is 0.90. Historically, JMMB Group's own ROA % has ranged from 0.09 to 1.98 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.90, based on 565 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on JMMB Group and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current ROA % is -1.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.04, compared to a current price of JMD14.46 — trading 42.3% below its estimated fair value. The current ROA % is -1.35%. JMMB Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current ROA % is -1.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?
Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued.
The current stock price of JMD14.46 is trading 42.3% below its estimated GF Value™ of JMD25.04.
GuruFocus considers JMMB Group to be Possible Value Trap.
Key valuation signals for XJAM:JMMBGL:
ROA %: -1.35%
GF Value™: JMD25.04 vs. price of JMD14.46 (42.3% below fair value)
No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
81GF Score
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