JMMB GroupXJAM:JMMBGL 81 Current Ratio is 0.41 as of Mar. 2026, which is 24% below its 10-year median of 0.54. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 81/100 and a GF Value™ of JMD25.04 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 502 Diversified Financial Services companies, JMMB Group ranks worse than 78.09% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. JMMB Group's current ratio for the quarter that ended in Mar. 2026 was 0.41.
JMMB Group has a current ratio of 0.41. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If JMMB Group has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for JMMB Group's Current Ratio or its related term are showing as below:
XJAM:JMMBGL'
s Current Ratio Range Over the Past 10 Years
Min: 0.41 Med: 0.54 Max: 0.64
Current: 0.41
During the past 8 years, JMMB Group's highest Current Ratio was 0.64. The lowest was 0.41. And the median was 0.54.
XJAM:JMMBGL's Current Ratio is ranked worse than 78.09% of 502
companies
in the Diversified Financial Services industry
Industry Median: 3.19
vs XJAM:JMMBGL: 0.41
JMMB Group (XJAM:JMMBGL) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
JMMB Group Current Ratio Related Terms
JMMB Group Current Ratio Historical Data
* Premium members only.
The historical data trend for JMMB Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:JMMBGL vs FRHC, VOYA: Current Ratio Comparison
For the Financial Conglomerates subindustry, JMMB Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMMB Group Current Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JMMB Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where JMMB Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMMB Group (XJAM:JMMBGL) has a Current Ratio of 0.41 as of Mar. 2026. This is 24% below median its historical median of 0.54. Over the past decade, JMMB Group's Current Ratio has ranged from 0.41 to 0.64. According to the industry distribution chart, JMMB Group ranks #392 out of 502 companies in the Diversified Financial Services industry, placing it in the top 78.1%.
Is JMMB Group's Current Ratio too high?
JMMB Group's current Current Ratio of 0.41 is 24% below median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.64. The Diversified Financial Services industry median Current Ratio is 3.19. JMMB Group's value of 0.41 is 87.1% below this industry median. Based on the distribution chart, JMMB Group ranks #392 out of 502 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, JMMB Group has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Current Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, JMMB Group ranks #392 out of 502 companies for Current Ratio. This places JMMB Group in the lower half of its industry. The industry median Current Ratio is 3.19. JMMB Group's value of 0.41 is 87.1% below this benchmark. Historically, JMMB Group's own Current Ratio has ranged from 0.41 to 0.64 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 3.19, JMMB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Diversified Financial Services company?
The median Current Ratio among Diversified Financial Services companies is 3.19, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMMB Group's current Current Ratio of 0.41 is 87.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Diversified Financial Services industry, the median Current Ratio is 3.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current Current Ratio is 0.41, which is 24% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.04, compared to a current price of JMD14.46 — trading 42.3% below its estimated fair value. The current Current Ratio is 0.41, which is 24% below median its 10-year median of 0.54 and 87.1% below the Diversified Financial Services industry median of 3.19. JMMB Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Current Ratio is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?
Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued.
The current stock price of JMD14.46 is trading 42.3% below its estimated GF Value™ of JMD25.04.
GuruFocus considers JMMB Group to be Possible Value Trap.
Key valuation signals for XJAM:JMMBGL:
Current Ratio: 0.41 (24% below median its 10-year median of 0.54)
GF Value™: JMD25.04 vs. price of JMD14.46 (42.3% below fair value)
Industry Position: 87.1% below the Diversified Financial Services median (#392 of 502)
No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
81GF Score
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