JMMB GroupXJAM:JMMBGL 81 Quick Ratio is 0.41 as of Mar. 2026, which is 24% below its 10-year median of 0.54. GuruFocus rates XJAM:JMMBGL with a GF Score™ of 81/100 and a GF Value™ of JMD25.04 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 497 Diversified Financial Services companies, JMMB Group ranks worse than 77.67% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. JMMB Group's quick ratio for the quarter that ended in Mar. 2026 was 0.41.
JMMB Group has a quick ratio of 0.41. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for JMMB Group's Quick Ratio or its related term are showing as below:
XJAM:JMMBGL'
s Quick Ratio Range Over the Past 10 Years
Min: 0.41 Med: 0.54 Max: 0.64
Current: 0.41
During the past 8 years, JMMB Group's highest Quick Ratio was 0.64. The lowest was 0.41. And the median was 0.54.
XJAM:JMMBGL's Quick Ratio is ranked worse than 77.67% of 497
companies
in the Diversified Financial Services industry
Industry Median: 3.08
vs XJAM:JMMBGL: 0.41
JMMB Group (XJAM:JMMBGL) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
JMMB Group Quick Ratio Related Terms
JMMB Group Quick Ratio Historical Data
* Premium members only.
The historical data trend for JMMB Group's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, JMMB Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMMB Group Quick Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JMMB Group's Quick Ratio distribution charts can be found below:
* The bar in red indicates where JMMB Group's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
JMMB Group's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMMB Group (XJAM:JMMBGL) has a Quick Ratio of 0.41 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on JMMB Group and its competitors. This is 24% below median its historical median of 0.54. Over the past decade, JMMB Group's Quick Ratio has ranged from 0.41 to 0.64. According to the industry distribution chart, JMMB Group ranks #386 out of 497 companies in the Diversified Financial Services industry, placing it in the top 77.7%.
Is JMMB Group's Quick Ratio too high?
JMMB Group's current Quick Ratio of 0.41 is 24% below median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.64. The Diversified Financial Services industry median Quick Ratio is 3.08. JMMB Group's value of 0.41 is 86.7% below this industry median. Based on the distribution chart, JMMB Group ranks #386 out of 497 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, JMMB Group has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMMB Group's Quick Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, JMMB Group ranks #386 out of 497 companies for Quick Ratio. This places JMMB Group in the lower half of its industry. The industry median Quick Ratio is 3.08. JMMB Group's value of 0.41 is 86.7% below this benchmark. Historically, JMMB Group's own Quick Ratio has ranged from 0.41 to 0.64 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 3.08, JMMB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Diversified Financial Services company?
The median Quick Ratio among Diversified Financial Services companies is 3.08, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMMB Group's current Quick Ratio of 0.41 is 86.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on JMMB Group and its competitors. For the Diversified Financial Services industry, the median Quick Ratio is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMMB Group's current Quick Ratio is 0.41, which is 24% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMMB Group stock overvalued right now?
Based on GuruFocus' analysis, JMMB Group (XJAM:JMMBGL) is currently considered Possible Value Trap. The stock's GF Value™ is JMD25.04, compared to a current price of JMD14.46 — trading 42.3% below its estimated fair value. The current Quick Ratio is 0.41, which is 24% below median its 10-year median of 0.54 and 86.7% below the Diversified Financial Services industry median of 3.08. JMMB Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For JMMB Group (XJAM:JMMBGL), the current Quick Ratio is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMMB Group (XJAM:JMMBGL) Overvalued in 2026?
Based on GuruFocus' analysis, JMMB Group stock appears to be undervalued.
The current stock price of JMD14.46 is trading 42.3% below its estimated GF Value™ of JMD25.04.
GuruFocus considers JMMB Group to be Possible Value Trap.
Key valuation signals for XJAM:JMMBGL:
Quick Ratio: 0.41 (24% below median its 10-year median of 0.54)
GF Value™: JMD25.04 vs. price of JMD14.46 (42.3% below fair value)
Industry Position: 86.7% below the Diversified Financial Services median (#386 of 497)
No single metric tells the full story. See the XJAM:JMMBGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMMB Group Ltd is engaged in holding equity investments in business enterprises. The group's activities are organised into three main business segments: Financial and related services, which include securities brokering, stock brokering, portfolio planning, funds management, and investment advisory services; Banking and related services, which include taking deposits, granting loans and other credit facilities, foreign currency trading, and remittance and related services; and Others, which represents insurance brokering, investment and real estate holding. Maximum revenue is generated from its Financial and related services segment. Geographically, the group generates a majority of its revenue from Jamaica, followed by the Dominican Republic, Trinidad and Tobago, and Barbados.
81GF Score
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