Mikrofin osiguranje a.d (XBLB:MKOS-R-A) OCF Yield %: 30.54 (As of Jul. 15, 2026) — 21% Above Median

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XBLB:MKOS-R-A Mikrofin osiguranje a.d XBLB:MKOS-R-A
100 GF Score
Price BAM100.00
GF Value BAM162.24
! 1 Warning Sign
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What is Mikrofin osiguranje a.d OCF Yield %?

Mikrofin osiguranje a.d XBLB:MKOS-R-A 100 OCF Yield % is 30.54 as of Jul. 15, 2026, which is 21% above its 10-year median of 25.31. GuruFocus rates XBLB:MKOS-R-A with a GF Score™ of 100/100 and a GF Value™ of BAM162.24. The stock has 1 warning sign investors should review.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Mikrofin osiguranje a.d's Trailing 12-Month Cash Flow from Operations is BAM2.14 Mil, and Market Cap is BAM7.00 Mil. Therefore, Mikrofin osiguranje a.d's OCF Yield % for today is 30.54%.

The historical rank and industry rank for Mikrofin osiguranje a.d's OCF Yield % or its related term are showing as below:

XBLB:MKOS-R-A' s OCF Yield % Range Over the Past 10 Years
Min: 12.96   Med: 25.31   Max: 44.6
Current: 30.54


During the past 13 years, the highest OCF Yield % of Mikrofin osiguranje a.d was 44.60%. The lowest was 12.96%. And the median was 25.31%.

XBLB:MKOS-R-A's OCF Yield % is not ranked
in the Insurance industry.
Industry Median: 8.08 vs XBLB:MKOS-R-A: 30.54

Mikrofin osiguranje a.d's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Mikrofin osiguranje a.d OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Mikrofin osiguranje a.d OCF Yield % Related Terms


Mikrofin osiguranje a.d OCF Yield % Historical Data

* Premium members only.

The historical data trend for Mikrofin osiguranje a.d's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mikrofin osiguranje a.d OCF Yield % Chart

Mikrofin osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.48 17.29 36.67 44.60 30.54

Mikrofin osiguranje a.d Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.48 17.29 36.67 44.60 30.54

XBLB:MKOS-R-A vs CB, PGR, TRV: OCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mikrofin osiguranje a.d OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Mikrofin osiguranje a.d's OCF Yield % falls into.


XBLB:MKOS-R-A
100GF Score
Mikrofin osiguranje a.d XBLB:MKOS-R-A
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mikrofin osiguranje a.d OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Mikrofin osiguranje a.d's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=2.138 / 7
=30.54%

Mikrofin osiguranje a.d's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2.138 * 1 / 7
=30.54%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 30.54 mean?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a OCF Yield % of 30.54 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mikrofin osiguranje a.d and its competitors. This is 21% above median its historical median of 25.31. Over the past decade, Mikrofin osiguranje a.d's OCF Yield % has ranged from 12.96 to 44.60.
Is Mikrofin osiguranje a.d's OCF Yield % too high?
Mikrofin osiguranje a.d's current OCF Yield % of 30.54 is 21% above median its 10-year median of 25.31. Over the past 10 years, this metric has ranged from a low of 12.96 to a high of 44.60. The Insurance industry median OCF Yield % is 8.08. Mikrofin osiguranje a.d's value of 30.54 is 278% above this industry median. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's OCF Yield % compare to CB and PGR?
Mikrofin osiguranje a.d's OCF Yield % of 30.54 can be compared against companies in the Insurance industry. The industry median OCF Yield % is 8.08. Mikrofin osiguranje a.d's value of 30.54 is 278% above this benchmark. Historically, Mikrofin osiguranje a.d's own OCF Yield % has ranged from 12.96 to 44.60 over the past decade. While the company's 10-year median is 25.31 vs. the industry median of 8.08, Mikrofin osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.08, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mikrofin osiguranje a.d's current OCF Yield % of 30.54 is 278% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mikrofin osiguranje a.d and its competitors. For the Insurance industry, the median OCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mikrofin osiguranje a.d's current OCF Yield % is 30.54, which is 21% above median its own 10-year median of 25.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current OCF Yield % of 30.54. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current OCF Yield % is 30.54, which is 21% above median its 10-year median of 25.31 and 278% above the Insurance industry median of 8.08. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current OCF Yield % is 30.54 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued. The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.

Key valuation signals for XBLB:MKOS-R-A:

  • OCF Yield %: 30.54 (21% above median its 10-year median of 25.31)
  • GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
  • GF Score™: 100/100 with 1 warning sign
  • Industry Position: 278% above the Insurance median

No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mikrofin osiguranje a.d Business Description

Address ul. Aleja Svetog Save 61, Banja Luka, BIH, 78000
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score

Get the complete analysis for XBLB:MKOS-R-A

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM100.00
Price
BAM162.24
GF Value