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Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Al Fujairah National Insurance Co PSC (ADX:AFNIC) Cash Flow from Operations Explanation
For companies reported in indirect method, cash flow from operations contains six items:
1. Net Income From Continuing Operations:
Net Income From Continuing Operations indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. It excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.
Al Fujairah National Insurance Co PSC's net income from continuing operations for the
six
months ended in Dec. 2025 was د.إ77.8 Mil.
2. Depreciation, Depletion and Amortization:
Depreciation is a present expense that accounts for the past cost of an asset that is now providing benefits.
Depletion and amortization are synonyms for depreciation.
Generally:
The term depreciation is used when discussing man made tangible assets
The term depletion is used when discussing natural tangible assets
The term amortization is used when discussing intangible assets
Al Fujairah National Insurance Co PSC's depreciation, depletion and amortization for the
six
months ended in Dec. 2025 was د.إ15.7 Mil.
3. Change In Working Capital:
Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities. Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow.
Al Fujairah National Insurance Co PSC's change in working capital for the
six
months ended in Dec. 2025 was د.إ108.5 Mil. It means Al Fujairah National Insurance Co PSC's working capital
increased by د.إ108.5 Mil
from Dec. 2024 to Dec. 2025 .
4. Deferred Tax:
It is the cash flow generated from deferred tax.
Al Fujairah National Insurance Co PSC's cash flow from deferred tax for the
six
months ended in Dec. 2025 was د.إ0.0 Mil.
Al Fujairah National Insurance Co PSC's cash from discontinued operating Activities for the
six
months ended in Dec. 2025 was د.إ0.0 Mil.
6. Asset Impairment Charge:
It is the charge against earnings resulting from the aggregate write down of all assets from their carrying value to their fair value.
Al Fujairah National Insurance Co PSC's asset impairment charge for the
six
months ended in Dec. 2025 was د.إ0.0 Mil.
7. Stock Based Compensation:
It is a way corporations use stock options to reward employees. It provides executives and employees the opportunity to share in the growth of the company and, if structured properly, can align their interests with the interests of the company's shareholders and investors, without burning the company's cash on hand.
Al Fujairah National Insurance Co PSC's stock based compensation for the
six
months ended in Dec. 2025 was د.إ0.0 Mil.
8. Cash Flow from Others:
These are cash differences caused by the change of inventory, accounts payable, accounts receivable etc. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its account receivables will rise, and its cash position will grow more slowly (or even shrink).
Al Fujairah National Insurance Co PSC's cash flow from others for the
six
months ended in Dec. 2025 was د.إ-36.5 Mil.
Al Fujairah National Insurance Co PSC Cash Flow from Operations Related Terms
Al Fujairah National Insurance Co PSC Cash Flow from Operations Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC Cash Flow from Operations Chart
Al Fujairah National Insurance Co PSC Cash Flow from Operations Calculation
Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ165.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Operations of د.إ165.6 Mil mean?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a Cash Flow from Operations of د.إ165.6 Mil as of Dec. 2025. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Al Fujairah National Insurance Co PSC and its competitors.
Is Al Fujairah National Insurance Co PSC's Cash Flow from Operations too high?
Al Fujairah National Insurance Co PSC's current Cash Flow from Operations is د.إ165.6 Mil. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's Cash Flow from Operations compare to CUII?
Al Fujairah National Insurance Co PSC's Cash Flow from Operations of د.إ165.6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for an Insurance company?
A good Cash Flow from Operations depends on the Insurance industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Al Fujairah National Insurance Co PSC and its competitors. Al Fujairah National Insurance Co PSC's current Cash Flow from Operations is د.إ165.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current Cash Flow from Operations of د.إ165.6 Mil. The current Cash Flow from Operations is د.إ165.6 Mil. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current Cash Flow from Operations is د.إ165.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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