Al Fujairah National Insurance Co PSC (ADX:AFNIC) FCF Margin %: 31.15% (As of Dec. 2025) — 60% Above Median

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ADX:AFNIC Al Fujairah National Insurance Co PSC ADX:AFNIC
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What is Al Fujairah National Insurance Co PSC FCF Margin %?

Al Fujairah National Insurance Co PSC ADX:AFNIC 5 FCF Margin % is 31.15% as of Dec. 2025, which is 60% above its 10-year median of 19.44. GuruFocus rates ADX:AFNIC with a GF Score™ of 5/100.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Al Fujairah National Insurance Co PSC's Free Cash Flow for the six months ended in Dec. 2025 was د.إ163.0 Mil. Al Fujairah National Insurance Co PSC's Revenue for the six months ended in Dec. 2025 was د.إ523.4 Mil. Therefore, Al Fujairah National Insurance Co PSC's FCF Margin % for the quarter that ended in Dec. 2025 was 31.15%.

As of today, Al Fujairah National Insurance Co PSC's current FCF Yield % is 58.33%.

The historical rank and industry rank for Al Fujairah National Insurance Co PSC's FCF Margin % or its related term are showing as below:

ADX:AFNIC' s FCF Margin % Range Over the Past 10 Years
Min: 2.39   Med: 19.44   Max: 31.15
Current: 31.15


During the past 13 years, the highest FCF Margin % of Al Fujairah National Insurance Co PSC was 31.15%. The lowest was 2.39%. And the median was 19.44%.

ADX:AFNIC's FCF Margin % is not ranked
in the Insurance industry.
Industry Median: 9.7 vs ADX:AFNIC: 31.15


Al Fujairah National Insurance Co PSC FCF Margin % Related Terms


Al Fujairah National Insurance Co PSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Al Fujairah National Insurance Co PSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Fujairah National Insurance Co PSC FCF Margin % Chart

Al Fujairah National Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.81 2.39 21.68 30.82 31.15

Al Fujairah National Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.81 2.39 21.68 30.82 31.15

ADX:AFNIC vs CUII: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Fujairah National Insurance Co PSC FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Al Fujairah National Insurance Co PSC's FCF Margin % falls into.


ADX:AFNIC
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Al Fujairah National Insurance Co PSC ADX:AFNIC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Fujairah National Insurance Co PSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Al Fujairah National Insurance Co PSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=163.046/523.405
=31.15 %

Al Fujairah National Insurance Co PSC's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=163.046/523.405
=31.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 31.15% mean?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a FCF Margin % of 31.15% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is 60% above median its historical median of 19.44. Over the past decade, Al Fujairah National Insurance Co PSC's FCF Margin % has ranged from 2.39 to 31.15.
Is Al Fujairah National Insurance Co PSC's FCF Margin % too high?
Al Fujairah National Insurance Co PSC's current FCF Margin % of 31.15% is 60% above median its 10-year median of 19.44. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 31.15. The Insurance industry median FCF Margin % is 9.70. Al Fujairah National Insurance Co PSC's value of 31.15% is 221.1% above this industry median. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's FCF Margin % compare to CUII?
Al Fujairah National Insurance Co PSC's FCF Margin % of 31.15% can be compared against companies in the Insurance industry. The industry median FCF Margin % is 9.70. Al Fujairah National Insurance Co PSC's value of 31.15% is 221.1% above this benchmark. Historically, Al Fujairah National Insurance Co PSC's own FCF Margin % has ranged from 2.39 to 31.15 over the past decade. While the company's 10-year median is 19.44 vs. the industry median of 9.70, Al Fujairah National Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.70, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current FCF Margin % of 31.15% is 221.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al Fujairah National Insurance Co PSC and its competitors. For the Insurance industry, the median FCF Margin % is 9.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current FCF Margin % is 31.15%, which is 60% above median its own 10-year median of 19.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current FCF Margin % of 31.15%. The current FCF Margin % is 31.15%, which is 60% above median its 10-year median of 19.44 and 221.1% above the Insurance industry median of 9.70. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current FCF Margin % is 31.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Fujairah National Insurance Co PSC Business Description

Address Hamad Bin Abdullah Street, Ground Floor, Insurance Building, PO Box 277, Fujairah, ARE
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ210.00
Price