Al Fujairah National Insurance Co PSC (ADX:AFNIC) Net Debt Paydown Yield % : 3.74% (As of Jul. 21, 2026) — 127% Above Median

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ADX:AFNIC Al Fujairah National Insurance Co PSC ADX:AFNIC
5 GF Score
Price د.إ210.00
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What is Al Fujairah National Insurance Co PSC Net Debt Paydown Yield %?

Al Fujairah National Insurance Co PSC ADX:AFNIC 5 Net Debt Paydown Yield % is 3.74% as of Jul. 21, 2026, which is 127% above its 10-year median of 1.65. GuruFocus rates ADX:AFNIC with a GF Score™ of 5/100.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % was 3.74%.


Al Fujairah National Insurance Co PSC  (ADX:AFNIC) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Al Fujairah National Insurance Co PSC Net Debt Paydown Yield % Related Terms


Al Fujairah National Insurance Co PSC Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Fujairah National Insurance Co PSC Net Debt Paydown Yield % Chart

Al Fujairah National Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.83 3.81 0.35 -3.98 3.74

Al Fujairah National Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.83 3.81 0.35 -3.98 3.74

ADX:AFNIC vs CUII: Net Debt Paydown Yield % Comparison

For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Fujairah National Insurance Co PSC Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % falls into.


ADX:AFNIC
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Al Fujairah National Insurance Co PSC ADX:AFNIC
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Fujairah National Insurance Co PSC Net Debt Paydown Yield % Calculation

Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 22.02-11.57 )/279.51
=3.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 3.74% mean?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a Net Debt Paydown Yield % of 3.74% as of Jul. 21, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is 127% above median its historical median of 1.65.
Is Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % too high?
Al Fujairah National Insurance Co PSC's current Net Debt Paydown Yield % of 3.74% is 127% above median its 10-year median of 1.65. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % compare to CUII?
Al Fujairah National Insurance Co PSC's Net Debt Paydown Yield % of 3.74% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Al Fujairah National Insurance Co PSC and its competitors. Al Fujairah National Insurance Co PSC's current Net Debt Paydown Yield % is 3.74%, which is 127% above median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current Net Debt Paydown Yield % of 3.74%. The current Net Debt Paydown Yield % is 3.74%, which is 127% above median its 10-year median of 1.65. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current Net Debt Paydown Yield % is 3.74% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Fujairah National Insurance Co PSC Business Description

Address Hamad Bin Abdullah Street, Ground Floor, Insurance Building, PO Box 277, Fujairah, ARE
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ210.00
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