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ADX:AFNIC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.36 Med: 0.46 Max: 0.59
Current: 0.42
During the past 13 years, the highest Equity to Asset Ratio of Al Fujairah National Insurance Co PSC was 0.59. The lowest was 0.36. And the median was 0.46.
ADX:AFNIC's Equity-to-Asset is ranked better than 75.1% of 502
companies
in the Insurance industry
Industry Median: 0.26
vs ADX:AFNIC: 0.42
Al Fujairah National Insurance Co PSC (ADX:AFNIC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Al Fujairah National Insurance Co PSC Equity-to-Asset Related Terms
Al Fujairah National Insurance Co PSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC Equity-to-Asset Chart
For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Fujairah National Insurance Co PSC Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Al Fujairah National Insurance Co PSC's Equity-to-Asset falls into.
Al Fujairah National Insurance Co PSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a Equity-to-Asset of 0.42 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is near median its historical median of 0.46. Over the past decade, Al Fujairah National Insurance Co PSC's Equity-to-Asset has ranged from 0.36 to 0.59. According to the industry distribution chart, Al Fujairah National Insurance Co PSC ranks #125 out of 502 companies in the Insurance industry, placing it in the top 24.9%.
Is Al Fujairah National Insurance Co PSC's Equity-to-Asset too high?
Al Fujairah National Insurance Co PSC's current Equity-to-Asset of 0.42 is near median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.59. The Insurance industry median Equity-to-Asset is 0.26. Al Fujairah National Insurance Co PSC's value of 0.42 is 61.5% above this industry median. Based on the distribution chart, Al Fujairah National Insurance Co PSC ranks #125 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's Equity-to-Asset compare to CUII?
According to the Insurance industry distribution chart, Al Fujairah National Insurance Co PSC ranks #125 out of 502 companies for Equity-to-Asset. This places Al Fujairah National Insurance Co PSC in the top 25% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Al Fujairah National Insurance Co PSC's value of 0.42 is 61.5% above this benchmark. Historically, Al Fujairah National Insurance Co PSC's own Equity-to-Asset has ranged from 0.36 to 0.59 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.26, Al Fujairah National Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current Equity-to-Asset of 0.42 is 61.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Al Fujairah National Insurance Co PSC and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current Equity-to-Asset is 0.42, which is near median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Fujairah National Insurance Co PSC (ADX:AFNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ556.38, compared to a current price of د.إ230.00 — trading 58.7% below its estimated fair value. The current Equity-to-Asset is 0.42, which is near median its 10-year median of 0.46 and 61.5% above the Insurance industry median of 0.26. Al Fujairah National Insurance Co PSC's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current Equity-to-Asset is 0.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Fujairah National Insurance Co PSC (ADX:AFNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Fujairah National Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ230.00 is trading 58.7% below its estimated GF Value™ of د.إ556.38.
GuruFocus considers Al Fujairah National Insurance Co PSC to be Significantly Undervalued.
Key valuation signals for ADX:AFNIC:
Equity-to-Asset: 0.42 (near median its 10-year median of 0.46)
GF Value™: د.إ556.38 vs. price of د.إ230.00 (58.7% below fair value)
Industry Position: 61.5% above the Insurance median (#125 of 502)
No single metric tells the full story. See the ADX:AFNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
57GF Score
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