Al Fujairah National Insurance Co PSC (ADX:AFNIC) EV-to-OCF: 1.47 (As of Aug. 29, 2026) — 64% Below Median

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ADX:AFNIC Al Fujairah National Insurance Co PSC ADX:AFNIC
5 GF Score
Price د.إ210.00
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What is Al Fujairah National Insurance Co PSC EV-to-OCF?

Al Fujairah National Insurance Co PSC ADX:AFNIC 5 EV-to-OCF is 1.47 as of Aug. 29, 2026, which is 64% below its 10-year median of 4.04. GuruFocus rates ADX:AFNIC with a GF Score™ of 5/100.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Al Fujairah National Insurance Co PSC's Enterprise Value is د.إ243.2 Mil. Al Fujairah National Insurance Co PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ165.6 Mil. Therefore, Al Fujairah National Insurance Co PSC's EV-to-OCF for today is 1.47.

The historical rank and industry rank for Al Fujairah National Insurance Co PSC's EV-to-OCF or its related term are showing as below:

ADX:AFNIC' s EV-to-OCF Range Over the Past 10 Years
Min: -25.42   Med: 4.04   Max: 47.08
Current: 1.47

During the past 13 years, the highest EV-to-OCF of Al Fujairah National Insurance Co PSC was 47.08. The lowest was -25.42. And the median was 4.04.

ADX:AFNIC's EV-to-OCF is not ranked
in the Insurance industry.
Industry Median: 6.705 vs ADX:AFNIC: 1.47

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-29), Al Fujairah National Insurance Co PSC's stock price is د.إ210.00. Al Fujairah National Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ53.700. Therefore, Al Fujairah National Insurance Co PSC's PE Ratio (TTM) for today is 3.91.


Al Fujairah National Insurance Co PSC  (ADX:AFNIC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al Fujairah National Insurance Co PSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=210.00/53.700
=3.91

Al Fujairah National Insurance Co PSC's share price for today is د.إ210.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ53.700.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al Fujairah National Insurance Co PSC EV-to-OCF Related Terms


Al Fujairah National Insurance Co PSC EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Al Fujairah National Insurance Co PSC's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Fujairah National Insurance Co PSC EV-to-OCF Chart

Al Fujairah National Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.69 47.08 3.90 1.18 0.27

Al Fujairah National Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.69 47.08 3.90 1.18 0.27

ADX:AFNIC vs CUII: EV-to-OCF Comparison

For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Fujairah National Insurance Co PSC EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Al Fujairah National Insurance Co PSC's EV-to-OCF falls into.


ADX:AFNIC
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Al Fujairah National Insurance Co PSC ADX:AFNIC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Fujairah National Insurance Co PSC EV-to-OCF Calculation

Al Fujairah National Insurance Co PSC's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=243.243/165.55
=1.47

Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ165.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 1.47 mean?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a EV-to-OCF of 1.47 as of Aug. 29, 2026. This is 64% below median its historical median of 4.04.
Is Al Fujairah National Insurance Co PSC's EV-to-OCF too high?
Al Fujairah National Insurance Co PSC's current EV-to-OCF of 1.47 is 64% below median its 10-year median of 4.04. The Insurance industry median EV-to-OCF is 6.71. Al Fujairah National Insurance Co PSC's value of 1.47 is 78.1% below this industry median. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's EV-to-OCF compare to CUII?
Al Fujairah National Insurance Co PSC's EV-to-OCF of 1.47 can be compared against companies in the Insurance industry. The industry median EV-to-OCF is 6.71. Al Fujairah National Insurance Co PSC's value of 1.47 is 78.1% below this benchmark. While the company's 10-year median is 4.04 vs. the industry median of 6.71, Al Fujairah National Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.71, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current EV-to-OCF of 1.47 is 78.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current EV-to-OCF is 1.47, which is 64% below median its own 10-year median of 4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current EV-to-OCF of 1.47. The current EV-to-OCF is 1.47, which is 64% below median its 10-year median of 4.04 and 78.1% below the Insurance industry median of 6.71. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current EV-to-OCF is 1.47 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Fujairah National Insurance Co PSC Business Description

Address Hamad Bin Abdullah Street, Ground Floor, Insurance Building, PO Box 277, Fujairah, ARE
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ210.00
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