Al Fujairah National Insurance Co PSC (ADX:AFNIC) ROE % Adjusted to Book Value: 29.19% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:AFNIC Al Fujairah National Insurance Co PSC ADX:AFNIC
5 GF Score
Price د.إ210.00
View Full Analysis

What is Al Fujairah National Insurance Co PSC ROE % Adjusted to Book Value?

Al Fujairah National Insurance Co PSC ADX:AFNIC 5 ROE % Adjusted to Book Value is 29.19% as of Dec. 2025. GuruFocus rates ADX:AFNIC with a GF Score™ of 5/100.

Al Fujairah National Insurance Co PSC's ROE % for the quarter that ended in Dec. 2025 was 20.14%. Al Fujairah National Insurance Co PSC's PB Ratio for the quarter that ended in Dec. 2025 was 0.69. Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 29.19%.


Al Fujairah National Insurance Co PSC ROE % Adjusted to Book Value Related Terms


Al Fujairah National Insurance Co PSC ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Fujairah National Insurance Co PSC ROE % Adjusted to Book Value Chart

Al Fujairah National Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.53 -6.86 -2.89 8.99 29.19

Al Fujairah National Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.53 -6.86 -2.89 8.99 29.19

ADX:AFNIC vs CUII: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Fujairah National Insurance Co PSC ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value falls into.


ADX:AFNIC
5GF Score
Al Fujairah National Insurance Co PSC ADX:AFNIC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Fujairah National Insurance Co PSC ROE % Adjusted to Book Value Calculation

Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.14% / 0.69
=29.19%

Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.14% / 0.69
=29.19%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 29.19% mean?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a ROE % Adjusted to Book Value of 29.19% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Al Fujairah National Insurance Co PSC and its competitors.
Is Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value too high?
Al Fujairah National Insurance Co PSC's current ROE % Adjusted to Book Value is 29.19%. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value compare to CUII?
Al Fujairah National Insurance Co PSC's ROE % Adjusted to Book Value of 29.19% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Al Fujairah National Insurance Co PSC and its competitors. Al Fujairah National Insurance Co PSC's current ROE % Adjusted to Book Value is 29.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current ROE % Adjusted to Book Value of 29.19%. The current ROE % Adjusted to Book Value is 29.19%. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current ROE % Adjusted to Book Value is 29.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Fujairah National Insurance Co PSC Business Description

Address Hamad Bin Abdullah Street, Ground Floor, Insurance Building, PO Box 277, Fujairah, ARE
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
5GF Score

Get the complete analysis for ADX:AFNIC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ210.00
Price