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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
ADX:AFNIC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.05 Max: 0.07
Current: 0.03
During the past 13 years, the highest Debt-to-Equity Ratio of Al Fujairah National Insurance Co PSC was 0.07. The lowest was 0.01. And the median was 0.05.
ADX:AFNIC's Debt-to-Equity is not ranked
in the Insurance industry.
Industry Median: 0.21
vs ADX:AFNIC: 0.03
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Al Fujairah National Insurance Co PSC Debt-to-Equity Related Terms
Al Fujairah National Insurance Co PSC Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC Debt-to-Equity Chart
For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Fujairah National Insurance Co PSC Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Al Fujairah National Insurance Co PSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a Debt-to-Equity of 0.03 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is 40% below median its historical median of 0.05. Over the past decade, Al Fujairah National Insurance Co PSC's Debt-to-Equity has ranged from 0.01 to 0.07.
Is Al Fujairah National Insurance Co PSC's Debt-to-Equity too high?
Al Fujairah National Insurance Co PSC's current Debt-to-Equity of 0.03 is 40% below median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.07. The Insurance industry median Debt-to-Equity is 0.21. Al Fujairah National Insurance Co PSC's value of 0.03 is 85.7% below this industry median. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's Debt-to-Equity compare to CUII?
Al Fujairah National Insurance Co PSC's Debt-to-Equity of 0.03 can be compared against companies in the Insurance industry. The industry median Debt-to-Equity is 0.21. Al Fujairah National Insurance Co PSC's value of 0.03 is 85.7% below this benchmark. Historically, Al Fujairah National Insurance Co PSC's own Debt-to-Equity has ranged from 0.01 to 0.07 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.21, Al Fujairah National Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current Debt-to-Equity of 0.03 is 85.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Al Fujairah National Insurance Co PSC and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current Debt-to-Equity is 0.03, which is 40% below median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current Debt-to-Equity of 0.03. The current Debt-to-Equity is 0.03, which is 40% below median its 10-year median of 0.05 and 85.7% below the Insurance industry median of 0.21. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current Debt-to-Equity is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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