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Al Fujairah National Insurance Co PSC (ADX:AFNIC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Al Fujairah National Insurance Co PSC PS Ratio Related Terms
Al Fujairah National Insurance Co PSC PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC PS Ratio Chart
For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Fujairah National Insurance Co PSC PS Ratio vs Insurance Industry
Al Fujairah National Insurance Co PSC PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Al Fujairah National Insurance Co PSC's Share Price of today is د.إ210.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ393.24.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a PS Ratio of 0.53 as of Jul. 21, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is 62% below median its historical median of 1.39. Over the past decade, Al Fujairah National Insurance Co PSC's PS Ratio has ranged from 0.53 to 1.99.
Is Al Fujairah National Insurance Co PSC's PS Ratio too high?
Al Fujairah National Insurance Co PSC's current PS Ratio of 0.53 is 62% below median its 10-year median of 1.39. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 1.99. The Insurance industry median PS Ratio is 1.16. Al Fujairah National Insurance Co PSC's value of 0.53 is 54.3% below this industry median. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's PS Ratio compare to CUII?
Al Fujairah National Insurance Co PSC's PS Ratio of 0.53 can be compared against companies in the Insurance industry. The industry median PS Ratio is 1.16. Al Fujairah National Insurance Co PSC's value of 0.53 is 54.3% below this benchmark. Historically, Al Fujairah National Insurance Co PSC's own PS Ratio has ranged from 0.53 to 1.99 over the past decade. While the company's 10-year median is 1.39 vs. the industry median of 1.16, Al Fujairah National Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current PS Ratio of 0.53 is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Fujairah National Insurance Co PSC and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current PS Ratio is 0.53, which is 62% below median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current PS Ratio of 0.53. The current PS Ratio is 0.53, which is 62% below median its 10-year median of 1.39 and 54.3% below the Insurance industry median of 1.16. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current PS Ratio is 0.53 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Al Fujairah National Insurance Co PSC Business Description
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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