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ADX:AFNIC'
s Net Margin % Range Over the Past 10 Years
Min: -12.1 Med: 11.8 Max: 17.06
Current: 13.66
ADX:AFNIC's Net Margin % is not ranked
in the Insurance industry.
Industry Median: 9.14
vs ADX:AFNIC: 13.66
Al Fujairah National Insurance Co PSC (ADX:AFNIC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Al Fujairah National Insurance Co PSC Net Margin % Related Terms
Al Fujairah National Insurance Co PSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC Net Margin % Chart
For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Fujairah National Insurance Co PSC Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Al Fujairah National Insurance Co PSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a Net Margin % of 13.66% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is 16% above median its historical median of 11.80.
Is Al Fujairah National Insurance Co PSC's Net Margin % too high?
Al Fujairah National Insurance Co PSC's current Net Margin % of 13.66% is 16% above median its 10-year median of 11.80. The Insurance industry median Net Margin % is 9.14. Al Fujairah National Insurance Co PSC's value of 13.66% is 49.5% above this industry median. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's Net Margin % compare to CUII?
Al Fujairah National Insurance Co PSC's Net Margin % of 13.66% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.14. Al Fujairah National Insurance Co PSC's value of 13.66% is 49.5% above this benchmark. While the company's 10-year median is 11.80 vs. the industry median of 9.14, Al Fujairah National Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.14, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current Net Margin % of 13.66% is 49.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Al Fujairah National Insurance Co PSC and its competitors. For the Insurance industry, the median Net Margin % is 9.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current Net Margin % is 13.66%, which is 16% above median its own 10-year median of 11.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current Net Margin % of 13.66%. The current Net Margin % is 13.66%, which is 16% above median its 10-year median of 11.80 and 49.5% above the Insurance industry median of 9.14. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current Net Margin % is 13.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Al Fujairah National Insurance Co PSC Business Description
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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