Al Fujairah National Insurance Co PSC (ADX:AFNIC) Shareholder Yield % : 3.74% (As of Dec. 2025) — 10% Above Median

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ADX:AFNIC Al Fujairah National Insurance Co PSC ADX:AFNIC
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What is Al Fujairah National Insurance Co PSC Shareholder Yield %?

Al Fujairah National Insurance Co PSC ADX:AFNIC 5 Shareholder Yield % is 3.74% as of Dec. 2025, which is 10% above its 10-year median of 3.41. GuruFocus rates ADX:AFNIC with a GF Score™ of 5/100.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Al Fujairah National Insurance Co PSC's Shareholder Yield % was 3.74%.


Al Fujairah National Insurance Co PSC  (ADX:AFNIC) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Al Fujairah National Insurance Co PSC Shareholder Yield % Related Terms


Al Fujairah National Insurance Co PSC Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Al Fujairah National Insurance Co PSC's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Fujairah National Insurance Co PSC Shareholder Yield % Chart

Al Fujairah National Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.87 8.57 0.35 -3.98 3.74

Al Fujairah National Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.87 8.57 0.35 -3.98 3.74

ADX:AFNIC vs CUII: Shareholder Yield % Comparison

For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Fujairah National Insurance Co PSC Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Al Fujairah National Insurance Co PSC's Shareholder Yield % falls into.


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Al Fujairah National Insurance Co PSC Shareholder Yield % Calculation

Al Fujairah National Insurance Co PSC's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0 %+3.74 %
=3.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.74% mean?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a Shareholder Yield % of 3.74% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is 10% above median its historical median of 3.41.
Is Al Fujairah National Insurance Co PSC's Shareholder Yield % too high?
Al Fujairah National Insurance Co PSC's current Shareholder Yield % of 3.74% is 10% above median its 10-year median of 3.41. The Insurance industry median Shareholder Yield % is 2.74. Al Fujairah National Insurance Co PSC's value of 3.74% is 36.5% above this industry median. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's Shareholder Yield % compare to CUII?
Al Fujairah National Insurance Co PSC's Shareholder Yield % of 3.74% can be compared against companies in the Insurance industry. The industry median Shareholder Yield % is 2.74. Al Fujairah National Insurance Co PSC's value of 3.74% is 36.5% above this benchmark. While the company's 10-year median is 3.41 vs. the industry median of 2.74, Al Fujairah National Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.74, based on 490 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current Shareholder Yield % of 3.74% is 36.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Al Fujairah National Insurance Co PSC and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current Shareholder Yield % is 3.74%, which is 10% above median its own 10-year median of 3.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current Shareholder Yield % of 3.74%. The current Shareholder Yield % is 3.74%, which is 10% above median its 10-year median of 3.41 and 36.5% above the Insurance industry median of 2.74. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current Shareholder Yield % is 3.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Fujairah National Insurance Co PSC Business Description

Address Hamad Bin Abdullah Street, Ground Floor, Insurance Building, PO Box 277, Fujairah, ARE
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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