Al Fujairah National Insurance Co PSC (ADX:AFNIC) Enterprise Value: د.إ243.2 Mil (As of Jul. 21, 2026) ***

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ADX:AFNIC Al Fujairah National Insurance Co PSC ADX:AFNIC
5 GF Score
Price د.إ210.00
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What is Al Fujairah National Insurance Co PSC Enterprise Value?

Al Fujairah National Insurance Co PSC ADX:AFNIC 5 Enterprise Value is د.إ243.2 Mil as of Jul. 21, 2026. GuruFocus rates ADX:AFNIC with a GF Score™ of 5/100.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Al Fujairah National Insurance Co PSC's Enterprise Value is د.إ243.2 Mil. Al Fujairah National Insurance Co PSC's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.0 Mil. Therefore, Al Fujairah National Insurance Co PSC's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Al Fujairah National Insurance Co PSC's Enterprise Value is د.إ243.2 Mil. Al Fujairah National Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.0 Mil. Therefore, Al Fujairah National Insurance Co PSC's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Al Fujairah National Insurance Co PSC's Enterprise Value is د.إ243.2 Mil. Al Fujairah National Insurance Co PSC's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ523.4 Mil. Therefore, Al Fujairah National Insurance Co PSC's EV-to-Revenue ratio for today is 0.46.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Al Fujairah National Insurance Co PSC's Enterprise Value is د.إ243.2 Mil. Al Fujairah National Insurance Co PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ165.6 Mil. Therefore, Al Fujairah National Insurance Co PSC's EV-to-OCF ratio for today is 1.47.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Al Fujairah National Insurance Co PSC's Enterprise Value is د.إ243.2 Mil. Al Fujairah National Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ163.0 Mil. Therefore, Al Fujairah National Insurance Co PSC's EV-to-FCF ratio for today is 1.49.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Al Fujairah National Insurance Co PSC  (ADX:AFNIC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Al Fujairah National Insurance Co PSC's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=243.243/0
=

Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Al Fujairah National Insurance Co PSC's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=243.243/0
=

Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Al Fujairah National Insurance Co PSC's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=243.243/523.405
=0.46

Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ523.4 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Al Fujairah National Insurance Co PSC's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=243.243/165.55
=1.47

Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ165.6 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Al Fujairah National Insurance Co PSC's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=243.243/163.046
=1.49

Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ163.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Al Fujairah National Insurance Co PSC Enterprise Value Related Terms


Al Fujairah National Insurance Co PSC Enterprise Value Historical Data

* Premium members only.

The historical data trend for Al Fujairah National Insurance Co PSC's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Fujairah National Insurance Co PSC Enterprise Value Chart

Al Fujairah National Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 273.37 243.24 195.64 120.04 44.22

Al Fujairah National Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 273.37 243.24 195.64 120.04 44.22

ADX:AFNIC vs CUII: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Fujairah National Insurance Co PSC Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Fujairah National Insurance Co PSC's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Al Fujairah National Insurance Co PSC's Enterprise Value falls into.


ADX:AFNIC
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Al Fujairah National Insurance Co PSC ADX:AFNIC
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Al Fujairah National Insurance Co PSC Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Al Fujairah National Insurance Co PSC's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Al Fujairah National Insurance Co PSC's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of د.إ243.2 Mil mean?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a Enterprise Value of د.إ243.2 Mil as of Jul. 21, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Al Fujairah National Insurance Co PSC and its competitors.
Is Al Fujairah National Insurance Co PSC's Enterprise Value too high?
Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's Enterprise Value compare to CUII?
Al Fujairah National Insurance Co PSC's Enterprise Value of د.إ243.2 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Al Fujairah National Insurance Co PSC and its competitors. Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current Enterprise Value of د.إ243.2 Mil. The current Enterprise Value is د.إ243.2 Mil. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current Enterprise Value is د.إ243.2 Mil as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Fujairah National Insurance Co PSC Business Description

Address Hamad Bin Abdullah Street, Ground Floor, Insurance Building, PO Box 277, Fujairah, ARE
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ210.00
Price