Al Wathba National Insurance Co PJSC (ADX:AWNIC) OCF Yield %: 10.09 (As of Jul. 16, 2026) — 591% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:AWNIC Al Wathba National Insurance Co PJSC ADX:AWNIC
68 GF Score
Price د.إ2.99
GF Value د.إ7.36
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Al Wathba National Insurance Co PJSC OCF Yield %?

Al Wathba National Insurance Co PJSC ADX:AWNIC 68 OCF Yield % is 10.09 as of Jul. 16, 2026, which is 591% above its 10-year median of 1.46. GuruFocus rates ADX:AWNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ7.36 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, Al Wathba National Insurance Co PJSC ranks better than 57.23% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Al Wathba National Insurance Co PJSC's Trailing 12-Month Cash Flow from Operations is د.إ65.6 Mil, and Market Cap is د.إ618.9 Mil. Therefore, Al Wathba National Insurance Co PJSC's OCF Yield % for today is 10.09%.

The historical rank and industry rank for Al Wathba National Insurance Co PJSC's OCF Yield % or its related term are showing as below:

ADX:AWNIC' s OCF Yield % Range Over the Past 10 Years
Min: -8.83   Med: 1.46   Max: 10.6
Current: 10.09


During the past 13 years, the highest OCF Yield % of Al Wathba National Insurance Co PJSC was 10.60%. The lowest was -8.83%. And the median was 1.46%.

ADX:AWNIC's OCF Yield % is ranked better than
57.23% of 505 companies
in the Insurance industry
Industry Median: 8.08 vs ADX:AWNIC: 10.09

Al Wathba National Insurance Co PJSC's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Al Wathba National Insurance Co PJSC OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Al Wathba National Insurance Co PJSC OCF Yield % Related Terms


Al Wathba National Insurance Co PJSC OCF Yield % Historical Data

* Premium members only.

The historical data trend for Al Wathba National Insurance Co PJSC's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Wathba National Insurance Co PJSC OCF Yield % Chart

Al Wathba National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 -6.93 -5.44 4.68 9.06

Al Wathba National Insurance Co PJSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 -6.93 -5.44 4.68 9.06

ADX:AWNIC vs CB, PGR, TRV: OCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Al Wathba National Insurance Co PJSC's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Wathba National Insurance Co PJSC OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Wathba National Insurance Co PJSC's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Al Wathba National Insurance Co PJSC's OCF Yield % falls into.


ADX:AWNIC
68GF Score
Al Wathba National Insurance Co PJSC ADX:AWNIC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Wathba National Insurance Co PJSC OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Al Wathba National Insurance Co PJSC's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=65.608 / 724.5
=9.06%

Al Wathba National Insurance Co PJSC's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=65.608 * 1 / 724.5
=9.06%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 10.09 mean?
Al Wathba National Insurance Co PJSC (ADX:AWNIC) has a OCF Yield % of 10.09 as of Jul. 16, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Al Wathba National Insurance Co PJSC and its competitors. This is 591% above median its historical median of 1.46. According to the industry distribution chart, Al Wathba National Insurance Co PJSC ranks #216 out of 505 companies in the Insurance industry, placing it in the top 42.8%.
Is Al Wathba National Insurance Co PJSC's OCF Yield % too high?
Al Wathba National Insurance Co PJSC's current OCF Yield % of 10.09 is 591% above median its 10-year median of 1.46. The Insurance industry median OCF Yield % is 8.08. Al Wathba National Insurance Co PJSC's value of 10.09 is 24.9% above this industry median. Based on the distribution chart, Al Wathba National Insurance Co PJSC ranks #216 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Wathba National Insurance Co PJSC has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Wathba National Insurance Co PJSC's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Al Wathba National Insurance Co PJSC ranks #216 out of 505 companies for OCF Yield %. This puts Al Wathba National Insurance Co PJSC in the upper half of its industry. The industry median OCF Yield % is 8.08. Al Wathba National Insurance Co PJSC's value of 10.09 is 24.9% above this benchmark. While the company's 10-year median is 1.46 vs. the industry median of 8.08, Al Wathba National Insurance Co PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.08, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Wathba National Insurance Co PJSC's current OCF Yield % of 10.09 is 24.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Al Wathba National Insurance Co PJSC and its competitors. For the Insurance industry, the median OCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Wathba National Insurance Co PJSC's current OCF Yield % is 10.09, which is 591% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Wathba National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC (ADX:AWNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ7.36, compared to a current price of د.إ2.99 — trading 59.4% below its estimated fair value. The current OCF Yield % is 10.09, which is 591% above median its 10-year median of 1.46 and 24.9% above the Insurance industry median of 8.08. Al Wathba National Insurance Co PJSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Al Wathba National Insurance Co PJSC (ADX:AWNIC), the current OCF Yield % is 10.09 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Wathba National Insurance Co PJSC (ADX:AWNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al Wathba National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ2.99 is trading 59.4% below its estimated GF Value™ of د.إ7.36. GuruFocus considers Al Wathba National Insurance Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:AWNIC:

  • OCF Yield %: 10.09 (591% above median its 10-year median of 1.46)
  • GF Value™: د.إ7.36 vs. price of د.إ2.99 (59.4% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 24.9% above the Insurance median (#216 of 505)

No single metric tells the full story. See the ADX:AWNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Wathba National Insurance Co PJSC Business Description

Address Mohammed Bin Butti Al Hamed Street, Najda Street, Al Wathba Tower, 9th Street Behind Nissan Showroom, Al Danah - E11, P.O Box: 45154, Abu Dhabi, ARE
Al Wathba National Insurance Co PJSC is principally engaged in underwriting general insurance across all classes, offering a comprehensive multiple products and services for both individual and corporate customers in the UAE. Its individual services include cyber, motor, visit visa, travel, home, and yacht insurance, protecting against various personal risks and financial losses. For corporate clients, the Company offers insurance solutions such as fire and general accident, engineering, oil and energy, marine and aviation, and fleet insurance. The Group's reportable operating segments comprise Motor (which generates the majority of revenue), Health, General Insurance (including property, fire, engineering, energy, liability, marine cargo, and marine hull), and Investments.
68GF Score

Get the complete analysis for ADX:AWNIC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.99
Price
د.إ7.36
GF Value