CRMT (America's Car-Mart) Cash Flow from Financing: $-56 Mil (TTM As of Apr. 2026)

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CRMT America's Car-Mart Inc CRMT
47 GF Score
Price $2.56
GF Value $37.04
Valuation Significantly Undervalued
! 7 Warning Signs
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What is America's Car-Mart Cash Flow from Financing?

America's Car-Mart CRMT +6.02% 47 Cash Flow from Financing is $-56 Mil as of Apr. 2026. GuruFocus rates CRMT with a GF Score™ of 47/100 and a GF Value™ of $37.04 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the three months ended in Apr. 2026, America's Car-Mart received $0 Mil more from issuing new shares than it paid to buy back shares. It spent $173 Mil paying down its debt. It paid $0 Mil more to buy back preferred shares than it received from issuing preferred shares. It spent $0 Mil paying cash dividends to shareholders. It spent $0 Mil on other financial activities. In all, America's Car-Mart spent $173 Mil on financial activities for the three months ended in Apr. 2026.


America's Car-Mart  (NAS:CRMT) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

America's Car-Mart's issuance of stock for the three months ended in Apr. 2026 was $0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

America's Car-Mart's repurchase of stock for the three months ended in Apr. 2026 was $0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

America's Car-Mart's net issuance of debt for the three months ended in Apr. 2026 was $-173 Mil. America's Car-Mart spent $173 Mil paying down its debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

America's Car-Mart's net issuance of preferred for the three months ended in Apr. 2026 was $0 Mil. America's Car-Mart paid $0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

America's Car-Mart's cash flow for dividends for the three months ended in Apr. 2026 was $-0 Mil. America's Car-Mart spent $0 Mil paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

America's Car-Mart's other financing for the three months ended in Apr. 2026 was $-0 Mil. America's Car-Mart spent $0 Mil on other financial activities.


America's Car-Mart Cash Flow from Financing Related Terms


America's Car-Mart Cash Flow from Financing Historical Data

* Premium members only.

The historical data trend for America's Car-Mart's Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

America's Car-Mart Cash Flow from Financing Chart

America's Car-Mart Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Cash Flow from Financing
Get a 7-Day Free Trial Premium Member Only Premium Member Only 176.22 188.75 110.96 90.23 -56.33

America's Car-Mart Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.26 3.25 121.17 -7.84 -172.91
CRMT
47GF Score
America's Car-Mart Inc CRMT
Cash Flow from Financing is just one metric. See GF Score™, valuation, warning signs, and more.
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America's Car-Mart Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

America's Car-Mart's Cash from Financing for the fiscal year that ended in Apr. 2026 is calculated as:

America's Car-Mart's Cash from Financing for the quarter that ended in Apr. 2026 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-56 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of $-56 Mil mean?
America's Car-Mart (CRMT) has a Cash Flow from Financing of $-56 Mil as of Apr. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for America's Car-Mart and its competitors.
Is America's Car-Mart's Cash Flow from Financing too high?
America's Car-Mart's current Cash Flow from Financing is $-56 Mil. Overall, America's Car-Mart has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does America's Car-Mart's Cash Flow from Financing compare to UCAR and AZI?
America's Car-Mart's Cash Flow from Financing of $-56 Mil can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Vehicles & Parts company?
A good Cash Flow from Financing depends on the Vehicles & Parts industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for America's Car-Mart and its competitors. America's Car-Mart's current Cash Flow from Financing is $-56 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is America's Car-Mart stock overvalued right now?
Based on GuruFocus' analysis, America's Car-Mart (CRMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $37.04, compared to a current price of $2.56 — trading 93.1% below its estimated fair value. The current Cash Flow from Financing is $-56 Mil. America's Car-Mart's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For America's Car-Mart (CRMT), the current Cash Flow from Financing is $-56 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is America's Car-Mart (CRMT) Overvalued in 2026?

Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued. The current stock price of $2.56 is trading 93.1% below its estimated GF Value™ of $37.04. GuruFocus considers America's Car-Mart to be Significantly Undervalued.

Key valuation signals for CRMT:

  • Cash Flow from Financing: $-56 Mil
  • GF Value™: $37.04 vs. price of $2.56 (93.1% below fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


America's Car-Mart Business Description

Address 1805 North 2nd Street, Suite 401, Rogers, AR, USA, 72756
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
47GF Score

Get the complete analysis for CRMT

Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.56
Price
$37.04
GF Value