CRMT (America's Car-Mart) E10: $5.05 (As of Jan. 2026)


CRMT America's Car-Mart Inc CRMT
53 GF Score
Price $2.56
GF Value $43.28
Valuation Significantly Undervalued
! 9 Warning Signs
View Full Analysis

What is America's Car-Mart E10?

America's Car-Mart CRMT -1.54% 53 E10 is $5.05 as of Jan. 2026. GuruFocus rates CRMT with a GF Score™ of 53/100 and a GF Value™ of $43.28 (Significantly Undervalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

America's Car-Mart's adjusted earnings per share data for the three months ended in Jan. 2026 was $-9.250. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $5.05 for the trailing ten years ended in Jan. 2026.

During the past 12 months, America's Car-Mart's average E10 Growth Rate was -19.60% per year. During the past 3 years, the average E10 Growth Rate was -2.20% per year. During the past 5 years, the average E10 Growth Rate was 8.80% per year. During the past 10 years, the average E10 Growth Rate was 13.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of America's Car-Mart was 217.50% per year. The lowest was -2.20% per year. And the median was 11.60% per year.

As of today (2026-06-29), America's Car-Mart's current stock price is $2.555. America's Car-Mart's E10 for the quarter that ended in Jan. 2026 was $5.05. America's Car-Mart's Shiller PE Ratio of today is 0.51.

During the past 13 years, the highest Shiller PE Ratio of America's Car-Mart was 34.66. The lowest was 0.41. And the median was 15.32.


America's Car-Mart  (NAS:CRMT) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

America's Car-Mart's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.555/5.05
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of America's Car-Mart was 34.66. The lowest was 0.41. And the median was 15.32.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


America's Car-Mart E10 Related Terms


America's Car-Mart E10 Historical Data

* Premium members only.

The historical data trend for America's Car-Mart's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

America's Car-Mart E10 Chart

America's Car-Mart Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.34 6.79 7.00 6.44 6.35

America's Car-Mart Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.28 6.35 6.26 6.03 5.05

CRMT vs UCAR, KXIN, AZI: E10 Comparison

For the Auto & Truck Dealerships subindustry, America's Car-Mart's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


America's Car-Mart Shiller PE Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, America's Car-Mart's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where America's Car-Mart's Shiller PE Ratio falls into.


CRMT
53GF Score
America's Car-Mart Inc CRMT
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

America's Car-Mart E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, America's Car-Mart's adjusted earnings per share data for the three months ended in Jan. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jan. 2026 (Change)*Current CPI (Jan. 2026)
=-9.25/325.2520*325.2520
=-9.250

Current CPI (Jan. 2026) = 325.2520.

America's Car-Mart Quarterly Data

per share eps CPI Adj_EPS
201604 0.400 239.261 0.544
201607 0.870 240.628 1.176
201610 0.620 241.729 0.834
201701 0.350 242.839 0.469
201704 0.660 244.524 0.878
201707 0.900 244.786 1.196
201710 0.790 246.663 1.042
201801 1.820 247.867 2.388
201804 1.430 250.546 1.856
201807 1.530 252.006 1.975
201810 1.580 252.885 2.032
201901 1.550 251.712 2.003
201904 2.070 255.548 2.635
201907 2.210 256.571 2.802
201910 2.000 257.346 2.528
202001 1.830 257.971 2.307
202004 1.350 256.389 1.713
202007 2.830 259.101 3.553
202010 3.050 260.388 3.810
202101 2.850 261.582 3.544
202104 6.190 267.054 7.539
202107 3.570 273.003 4.253
202110 3.410 276.589 4.010
202201 2.820 281.148 3.262
202204 4.010 289.109 4.511
202207 2.070 296.276 2.272
202210 0.480 298.012 0.524
202301 0.230 299.170 0.250
202304 0.320 303.363 0.343
202307 0.630 305.691 0.670
202310 -4.300 307.671 -4.546
202401 -1.340 308.417 -1.413
202404 0.060 313.548 0.062
202407 -0.150 314.540 -0.155
202410 0.610 315.664 0.629
202501 0.370 317.671 0.379
202504 1.260 320.795 1.278
202507 -0.690 323.048 -0.695
202510 -2.710 0.000
202601 -9.250 325.252 -9.250

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $5.05 mean?
America's Car-Mart (CRMT) has a E10 of $5.05 as of Jan. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on America's Car-Mart and its competitors.
Is America's Car-Mart's E10 too high?
America's Car-Mart's current E10 is $5.05. Overall, America's Car-Mart has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does America's Car-Mart's E10 compare to UCAR and KXIN?
America's Car-Mart's E10 of $5.05 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Vehicles & Parts company?
A good E10 depends on the Vehicles & Parts industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on America's Car-Mart and its competitors. America's Car-Mart's current E10 is $5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is America's Car-Mart stock overvalued right now?
Based on GuruFocus' analysis, America's Car-Mart (CRMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $43.28, compared to a current price of $2.56 — trading 94.1% below its estimated fair value. The current E10 is $5.05. America's Car-Mart's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For America's Car-Mart (CRMT), the current E10 is $5.05 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is America's Car-Mart (CRMT) Overvalued in 2026?

Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued. The current stock price of $2.56 is trading 94.1% below its estimated GF Value™ of $43.28. GuruFocus considers America's Car-Mart to be Significantly Undervalued.

Key valuation signals for CRMT:

  • E10: $5.05
  • GF Value™: $43.28 vs. price of $2.56 (94.1% below fair value)
  • GF Score™: 53/100 with 9 warning signs

No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


America's Car-Mart Business Description

Address 1805 North 2nd Street, Suite 401, Rogers, AR, USA, 72756
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
53GF Score

Get the complete analysis for CRMT

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.56
Price
$43.28
GF Value