CRMT (America's Car-Mart) Cyclically Adjusted Book per Share: $62.44 (As of Jan. 2026)


CRMT America's Car-Mart Inc CRMT
53 GF Score
Price $3.23
GF Value $43.39
Valuation Significantly Undervalued
! 9 Warning Signs
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What is America's Car-Mart Cyclically Adjusted Book per Share?

America's Car-Mart CRMT -6.90% 53 Cyclically Adjusted Book per Share is $62.44 as of Jan. 2026. GuruFocus rates CRMT with a GF Score™ of 53/100 and a GF Value™ of $43.39 (Significantly Undervalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

America's Car-Mart's adjusted book value per share for the three months ended in Jan. 2026 was $57.735. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $62.44 for the trailing ten years ended in Jan. 2026.

During the past 12 months, America's Car-Mart's average Cyclically Adjusted Book Growth Rate was 7.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 12.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 15.70% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 13.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of America's Car-Mart was 25.90% per year. The lowest was 10.60% per year. And the median was 13.20% per year.

As of today (2026-07-12), America's Car-Mart's current stock price is $3.23. America's Car-Mart's Cyclically Adjusted Book per Share for the quarter that ended in Jan. 2026 was $62.44. America's Car-Mart's Cyclically Adjusted PB Ratio of today is 0.05.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of America's Car-Mart was 5.03. The lowest was 0.03. And the median was 2.02.


America's Car-Mart  (NAS:CRMT) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

America's Car-Mart's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3.23/62.44
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of America's Car-Mart was 5.03. The lowest was 0.03. And the median was 2.02.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


America's Car-Mart Cyclically Adjusted Book per Share Related Terms


America's Car-Mart Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for America's Car-Mart's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

America's Car-Mart Cyclically Adjusted Book per Share Chart

America's Car-Mart Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.12 41.66 48.76 54.84 59.59

America's Car-Mart Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.21 59.59 60.79 61.86 62.44

CRMT vs UCAR, KXIN, AZI: Cyclically Adjusted Book per Share Comparison

For the Auto & Truck Dealerships subindustry, America's Car-Mart's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


America's Car-Mart Cyclically Adjusted PB Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, America's Car-Mart's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where America's Car-Mart's Cyclically Adjusted PB Ratio falls into.


CRMT
53GF Score
America's Car-Mart Inc CRMT
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

America's Car-Mart Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, America's Car-Mart's adjusted Book Value per Share data for the three months ended in Jan. 2026 was:

Adj_Book= Book Value per Share /CPI of Jan. 2026 (Change)*Current CPI (Jan. 2026)
=57.735/325.2520*325.2520
=57.735

Current CPI (Jan. 2026) = 325.2520.

America's Car-Mart Quarterly Data

Book Value per Share CPI Adj_Book
201604 28.328 239.261 38.509
201607 29.374 240.628 39.704
201610 29.960 241.729 40.312
201701 30.197 242.839 40.445
201704 30.614 244.524 40.721
201707 31.469 244.786 41.813
201710 31.602 246.663 41.671
201801 33.270 247.867 43.657
201804 33.645 250.546 43.677
201807 34.635 252.006 44.702
201810 35.792 252.885 46.034
201901 36.736 251.712 47.469
201904 38.873 255.548 49.476
201907 40.981 256.571 51.951
201910 42.379 257.346 53.562
202001 44.126 257.971 55.634
202004 45.726 256.389 58.007
202007 49.044 259.101 61.565
202010 52.034 260.388 64.996
202101 54.893 261.582 68.254
202104 61.334 267.054 74.700
202107 64.296 273.003 76.601
202110 67.194 276.589 79.016
202201 69.868 281.148 80.828
202204 74.770 289.109 84.117
202207 75.468 296.276 82.849
202210 77.283 298.012 84.347
202301 77.731 299.170 84.508
202304 78.212 303.363 83.855
202307 79.071 305.691 84.131
202310 74.653 307.671 78.919
202401 73.370 308.417 77.375
202404 73.597 313.548 76.344
202407 73.637 314.540 76.145
202410 67.074 315.664 69.111
202501 67.556 317.671 69.168
202504 68.912 320.795 69.869
202507 68.233 323.048 68.699
202510 66.911 0.000
202601 57.735 325.252 57.735

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $62.44 mean?
America's Car-Mart (CRMT) has a Cyclically Adjusted Book per Share of $62.44 as of Jan. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on America's Car-Mart and its competitors.
Is America's Car-Mart's Cyclically Adjusted Book per Share too high?
America's Car-Mart's current Cyclically Adjusted Book per Share is $62.44. Overall, America's Car-Mart has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does America's Car-Mart's Cyclically Adjusted Book per Share compare to UCAR and KXIN?
America's Car-Mart's Cyclically Adjusted Book per Share of $62.44 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Vehicles & Parts company?
A good Cyclically Adjusted Book per Share depends on the Vehicles & Parts industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on America's Car-Mart and its competitors. America's Car-Mart's current Cyclically Adjusted Book per Share is $62.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is America's Car-Mart stock overvalued right now?
Based on GuruFocus' analysis, America's Car-Mart (CRMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $43.39, compared to a current price of $3.23 — trading 92.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is $62.44. America's Car-Mart's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For America's Car-Mart (CRMT), the current Cyclically Adjusted Book per Share is $62.44 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is America's Car-Mart (CRMT) Overvalued in 2026?

Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued. The current stock price of $3.23 is trading 92.6% below its estimated GF Value™ of $43.39. GuruFocus considers America's Car-Mart to be Significantly Undervalued.

Key valuation signals for CRMT:

  • Cyclically Adjusted Book per Share: $62.44
  • GF Value™: $43.39 vs. price of $3.23 (92.6% below fair value)
  • GF Score™: 53/100 with 9 warning signs

No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


America's Car-Mart Business Description

Address 1805 North 2nd Street, Suite 401, Rogers, AR, USA, 72756
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
53GF Score

Get the complete analysis for CRMT

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.23
Price
$43.39
GF Value