CRMT (America's Car-Mart) EBIT: $13 Mil (TTM As of Jan. 2026)


CRMT America's Car-Mart Inc CRMT
53 GF Score
Price $2.60
GF Value $43.28
Valuation Significantly Undervalued
! 9 Warning Signs
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What is America's Car-Mart EBIT?

America's Car-Mart CRMT -31.58% 53 EBIT is $13 Mil as of Jan. 2026. GuruFocus rates CRMT with a GF Score™ of 53/100 and a GF Value™ of $43.28 (Significantly Undervalued). The stock has 9 warning signs investors should review.

America's Car-Mart's earnings before interest and taxes (EBIT) for the three months ended in Jan. 2026 was $-15 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jan. 2026 was $13 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. America's Car-Mart's annualized ROC % for the quarter that ended in Jan. 2026 was -3.94%. America's Car-Mart's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jan. 2026 was -4.51%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. America's Car-Mart's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jan. 2026 was 1.49%.

America's Car-Mart  (NAS:CRMT) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

America's Car-Mart's annualized ROC % for the quarter that ended in Jan. 2026 is calculated as:

ROC % (Q: Jan. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Oct. 2025 ) + Invested Capital (Q: Jan. 2026 ))/ count )
=-59.304 * ( 1 - 0% )/( (1532.085 + 1476.847)/ 2 )
=-59.304/1504.466
=-3.94 %

where

Invested Capital(Q: Oct. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1717.92 - 63.473 - ( 122.362 - max(0, 434.96 - 1542.973+122.362))
=1532.085

Invested Capital(Q: Jan. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1626.793 - 32.036 - ( 117.91 - max(0, 396.065 - 1464.483+117.91))
=1476.847

Note: The Operating Income data used here is four times the quarterly (Jan. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

America's Car-Mart's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jan. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Jan. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Oct. 2025  Q: Jan. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-59.784/( ( (114.029 + max(1231.689, 0)) + (103.929 + max(1202.083, 0)) )/ 2 )
=-59.784/( ( 1345.718 + 1306.012 )/ 2 )
=-59.784/1325.865
=-4.51 %

where Working Capital is:

Working Capital(Q: Oct. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(1171.377 + 104.751 + 128.609) - (63.473 + 109.575 + 0)
=1231.689

Working Capital(Q: Jan. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(1114.067 + 101.178 + 119.067) - (32.036 + 100.193 + 0)
=1202.083

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Jan. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

America's Car-Mart's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jan. 2026 )
=12.747/856.371
=1.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

America's Car-Mart EBIT Related Terms

America's Car-Mart EBIT Historical Data

* Premium members only.

The historical data trend for America's Car-Mart's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

America's Car-Mart EBIT Chart

America's Car-Mart Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 142.15 133.55 64.11 25.21 93.45

America's Car-Mart Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.31 29.85 9.64 -11.80 -14.95

CRMT vs SDA, NXB, UCAR: EBIT Comparison

For the Auto & Truck Dealerships subindustry, America's Car-Mart's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

America's Car-Mart EV-to-EBIT vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, America's Car-Mart's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where America's Car-Mart's EV-to-EBIT falls into.


CRMT
53GF Score
America's Car-Mart Inc CRMT
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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America's Car-Mart EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jan. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $13 Mil mean?
America's Car-Mart (CRMT) has a EBIT of $13 Mil as of Jan. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on America's Car-Mart.
Is America's Car-Mart's EBIT too high?
America's Car-Mart's current EBIT is $13 Mil. Overall, America's Car-Mart has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does America's Car-Mart's EBIT compare to SDA and NXB?
America's Car-Mart's EBIT of $13 Mil can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Vehicles & Parts company?
A good EBIT depends on the Vehicles & Parts industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on America's Car-Mart. America's Car-Mart's current EBIT is $13 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is America's Car-Mart stock overvalued right now?
Based on GuruFocus' analysis, America's Car-Mart (CRMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $43.28, compared to a current price of $2.60 — trading 94% below its estimated fair value. The current EBIT is $13 Mil. America's Car-Mart's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For America's Car-Mart (CRMT), the current EBIT is $13 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is America's Car-Mart (CRMT) Overvalued in 2026?

Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued. The current stock price of $2.60 is trading 94% below its estimated GF Value™ of $43.28. GuruFocus considers America's Car-Mart to be Significantly Undervalued.

Key valuation signals for CRMT:

  • EBIT: $13 Mil
  • GF Value™: $43.28 vs. price of $2.60 (94% below fair value)
  • GF Score™: 53/100 with 9 warning signs

No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

America's Car-Mart Business Description

Address 1805 North 2nd Street, Suite 401, Rogers, AR, USA, 72756
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
53GF Score

Get the complete analysis for CRMT

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.60
Price
$43.28
GF Value