CRMT (America's Car-Mart) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CRMT America's Car-Mart Inc CRMT
47 GF Score
Price $3.04
GF Value $37.90
Valuation Significantly Undervalued
! 8 Warning Signs
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What is America's Car-Mart Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

CRMT
47GF Score
America's Car-Mart Inc CRMT
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is America's Car-Mart (CRMT) Overvalued in 2026?

Based on GuruFocus' analysis, America's Car-Mart stock appears to be undervalued. The current stock price of $3.04 is trading 92% below its estimated GF Value™ of $37.90. GuruFocus considers America's Car-Mart to be Significantly Undervalued.

Key valuation signals for CRMT:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $37.90 vs. price of $3.04 (92% below fair value)
  • GF Score™: 47/100 with 8 warning signs

No single metric tells the full story. See the CRMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

America's Car-Mart Business Description

Address 1805 North 2nd Street, Suite 401, Rogers, AR, USA, 72756
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and, in the majority of cases, a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
47GF Score

Get the complete analysis for CRMT

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.04
Price
$37.90
GF Value