HFBK (Harford Bank) Cash per Share: $35.00 (As of Mar. 2026)

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HFBK Harford Bank HFBK
69 GF Score
Price $44.97
GF Value $40.04
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Harford Bank Cash per Share?

Harford Bank HFBK 69 Cash per Share is $35.00 as of Mar. 2026. GuruFocus rates HFBK with a GF Score™ of 69/100 and a GF Value™ of $40.04 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Harford Bank's Cash per Share for the quarter that ended in Mar. 2026 was $35.00.

Harford Bank  (OTCPK:HFBK) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Harford Bank Cash per Share Related Terms

Harford Bank Cash per Share Historical Data

* Premium members only.

The historical data trend for Harford Bank's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harford Bank Cash per Share Chart

Harford Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.75 21.06 23.18 65.34 40.30

Harford Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 79.93 77.07 70.86 40.30 35.00
HFBK
69GF Score
Harford Bank HFBK
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Harford Bank Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Harford Bank's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=60.77/1.51
=40.30

Harford Bank's Cash per Share for the quarter that ended in Mar. 2026 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=52.856/1.51
=35.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of $35.00 mean?
Harford Bank (HFBK) has a Cash per Share of $35.00 as of Mar. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Harford Bank and its competitors.
Is Harford Bank's Cash per Share too high?
Harford Bank's current Cash per Share is $35.00. Overall, Harford Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harford Bank's Cash per Share compare to NSTS and CCBC?
Harford Bank's Cash per Share of $35.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for a Banks company?
A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Harford Bank and its competitors. Harford Bank's current Cash per Share is $35.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harford Bank stock overvalued right now?
Based on GuruFocus' analysis, Harford Bank (HFBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.04, compared to a current price of $44.97 — trading 12.3% above its estimated fair value. The current Cash per Share is $35.00. Harford Bank's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For Harford Bank (HFBK), the current Cash per Share is $35.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harford Bank (HFBK) Overvalued in 2026?

Based on GuruFocus' analysis, Harford Bank stock appears to be overvalued. The current stock price of $44.97 is trading 12.3% above its estimated GF Value™ of $40.04. GuruFocus considers Harford Bank to be Modestly Overvalued.

Key valuation signals for HFBK:

  • Cash per Share: $35.00
  • GF Value™: $40.04 vs. price of $44.97 (12.3% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the HFBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harford Bank Business Description

Address 8 West Bel Air Avenue, Aberdeen, MD, USA, 21001
Harford Bank provides a full range of banking services to its customers through a network of branches located in Harford and Cecil Counties and the surrounding areas of northeastern Maryland. Its various financial products and service offerings include checking accounts, savings accounts, money market accounts, mobile banking services, a full range of commercial and consumer loans, drive-through banking services, and automated teller machine (ATM) services, among others. The bank conducts commercial banking in its primary service areas, catering to the banking needs of individuals, small to medium-sized businesses, and professionals.
69GF Score

Get the complete analysis for HFBK

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.97
Price
$40.04
GF Value