HFBK (Harford Bank) Total Assets: $732.31 Mil (As of Mar. 2026)


HFBK Harford Bank HFBK
65 GF Score
Price $46.00
GF Value $39.50
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Harford Bank Total Assets?

Harford Bank HFBK +1.10% 65 Total Assets is $732.31 Mil as of Mar. 2026. GuruFocus rates HFBK with a GF Score™ of 65/100 and a GF Value™ of $39.50 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Harford Bank's Total Assets for the quarter that ended in Mar. 2026 was $732.31 Mil.

During the past 12 months, Harford Bank's average Total Assets Growth Rate was 12.60% per year. During the past 3 years, the average Total Assets Growth Rate was 4.80% per year. During the past 5 years, the average Total Assets Growth Rate was 8.50% per year. During the past 10 years, the average Total Assets Growth Rate was 9.30% per year.

During the past 13 years, Harford Bank's highest 3-Year average Total Assets Growth Rate was 21.70%. The lowest was 2.10%. And the median was 11.25%.

Total Assets is connected with ROA %. Harford Bank's annualized ROA % for the quarter that ended in Mar. 2026 was 0.99%. Total Assets is also linked to Revenue through Asset Turnover. Harford Bank's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.


Harford Bank  (OTCPK:HFBK) Total Assets Explanation

Total Assets is connected with ROA %.

Harford Bank's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=7.236/( (728.36+732.309)/ 2 )
=7.236/730.3345
=0.99 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Harford Bank's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=7.223/( (728.36+732.309)/ 2 )
=7.223/730.3345
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Harford Bank Total Assets Related Terms


Harford Bank Total Assets Historical Data

* Premium members only.

The historical data trend for Harford Bank's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harford Bank Total Assets Chart

Harford Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 575.18 595.47 665.62 713.43 728.36

Harford Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 720.57 728.41 735.38 728.36 732.31
HFBK
65GF Score
Harford Bank HFBK
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Harford Bank Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Harford Bank's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=71.202+657.158
=728.36

Harford Bank's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=72.69+659.618
=732.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $732.31 Mil mean?
Harford Bank (HFBK) has a Total Assets of $732.31 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Harford Bank and its competitors.
Is Harford Bank's Total Assets too high?
Harford Bank's current Total Assets is $732.31 Mil. Overall, Harford Bank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harford Bank's Total Assets compare to MVLY and CBWA?
Harford Bank's Total Assets of $732.31 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Harford Bank and its competitors. Harford Bank's current Total Assets is $732.31 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harford Bank stock overvalued right now?
Based on GuruFocus' analysis, Harford Bank (HFBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.50, compared to a current price of $46.00 — trading 16.5% above its estimated fair value. The current Total Assets is $732.31 Mil. Harford Bank's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Harford Bank (HFBK), the current Total Assets is $732.31 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harford Bank (HFBK) Overvalued in 2026?

Based on GuruFocus' analysis, Harford Bank stock appears to be overvalued. The current stock price of $46.00 is trading 16.5% above its estimated GF Value™ of $39.50. GuruFocus considers Harford Bank to be Modestly Overvalued.

Key valuation signals for HFBK:

  • Total Assets: $732.31 Mil
  • GF Value™: $39.50 vs. price of $46.00 (16.5% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the HFBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harford Bank Business Description

Address 8 West Bel Air Avenue, Aberdeen, MD, USA, 21001
Harford Bank provides a full range of banking services to its customers through a network of branches located in Harford and Cecil Counties and the surrounding areas of northeastern Maryland. Its various financial products and service offerings include checking accounts, savings accounts, money market accounts, mobile banking services, a full range of commercial and consumer loans, drive-through banking services, and automated teller machine (ATM) services, among others. The bank conducts commercial banking in its primary service areas, catering to the banking needs of individuals, small to medium-sized businesses, and professionals.
65GF Score

Get the complete analysis for HFBK

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.00
Price
$39.50
GF Value