HFBK (Harford Bank) Total Liabilities: $659.62 Mil (As of Mar. 2026)


HFBK Harford Bank HFBK
65 GF Score
Price $46.00
GF Value $39.49
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Harford Bank Total Liabilities?

Harford Bank HFBK +1.10% 65 Total Liabilities is $659.62 Mil as of Mar. 2026. GuruFocus rates HFBK with a GF Score™ of 65/100 and a GF Value™ of $39.49 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Harford Bank's Total Liabilities for the quarter that ended in Mar. 2026 was $659.62 Mil.

Harford Bank's quarterly Total Liabilities declined from Sep. 2025 ($665.85 Mil) to Dec. 2025 ($657.16 Mil) but then increased from Dec. 2025 ($657.16 Mil) to Mar. 2026 ($659.62 Mil).

Harford Bank's annual Total Liabilities increased from Dec. 2023 ($606.66 Mil) to Dec. 2024 ($648.40 Mil) and increased from Dec. 2024 ($648.40 Mil) to Dec. 2025 ($657.16 Mil).

Harford Bank Total Liabilities Historical Data

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The historical data trend for Harford Bank's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harford Bank Total Liabilities Chart

Harford Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 525.63 541.42 606.66 648.40 657.16

Harford Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 654.25 660.49 665.85 657.16 659.62
HFBK
65GF Score
Harford Bank HFBK
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Harford Bank Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Harford Bank's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=728.36-71.202
=657.16

Harford Bank's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=732.309-72.69
=659.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $659.62 Mil mean?
Harford Bank (HFBK) has a Total Liabilities of $659.62 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Harford Bank and its competitors.
Is Harford Bank's Total Liabilities too high?
Harford Bank's current Total Liabilities is $659.62 Mil. Overall, Harford Bank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harford Bank's Total Liabilities compare to MVLY and CBWA?
Harford Bank's Total Liabilities of $659.62 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Harford Bank and its competitors. Harford Bank's current Total Liabilities is $659.62 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harford Bank stock overvalued right now?
Based on GuruFocus' analysis, Harford Bank (HFBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.49, compared to a current price of $46.00 — trading 16.5% above its estimated fair value. The current Total Liabilities is $659.62 Mil. Harford Bank's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Harford Bank (HFBK), the current Total Liabilities is $659.62 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harford Bank (HFBK) Overvalued in 2026?

Based on GuruFocus' analysis, Harford Bank stock appears to be overvalued. The current stock price of $46.00 is trading 16.5% above its estimated GF Value™ of $39.49. GuruFocus considers Harford Bank to be Modestly Overvalued.

Key valuation signals for HFBK:

  • Total Liabilities: $659.62 Mil
  • GF Value™: $39.49 vs. price of $46.00 (16.5% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the HFBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harford Bank Business Description

Address 8 West Bel Air Avenue, Aberdeen, MD, USA, 21001
Harford Bank provides a full range of banking services to its customers through a network of branches located in Harford and Cecil Counties and the surrounding areas of northeastern Maryland. Its various financial products and service offerings include checking accounts, savings accounts, money market accounts, mobile banking services, a full range of commercial and consumer loans, drive-through banking services, and automated teller machine (ATM) services, among others. The bank conducts commercial banking in its primary service areas, catering to the banking needs of individuals, small to medium-sized businesses, and professionals.
65GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.00
Price
$39.49
GF Value