HFBK (Harford Bank) Margin of Safety % (DCF Dividends Based) : 18.48% (As of Dec. 14, 2024)

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What is Harford Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2024-12-14), Harford Bank's Predictability Rank is 4-Stars. Harford Bank's intrinsic value calculated from the Discounted Dividend model is $69.58 and current share price is $33.75. Consequently,

Harford Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 18.48%.

Competitive Comparison of Harford Bank's Margin of Safety % (DCF Dividends Based)

For the Banks - Regional subindustry, Harford Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Harford Bank's Margin of Safety % (DCF Dividends Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Harford Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Harford Bank's Margin of Safety % (DCF Dividends Based) falls into.

Harford Bank Margin of Safety % (DCF Dividends Based) Calculation

Harford Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)	=	(Intrinsic Value: DCF (Dividends Based)	-	Current Price)	/	Intrinsic Value: DCF (Dividends Based)
	=	(41.40	-	33.75)	/	41.40
	=	18.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Harford Bank Margin of Safety % (DCF Dividends Based) Related Terms

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Harford Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Harford Bank (OTCPK:HFBK) » Definitions » Margin of Safety % (DCF Dividends Based)

Comparable Companies

Traded in Other Exchanges

N/A

Address

8 West Bel Air Avenue, Aberdeen, MD, USA, 21001

Website

https://www.harfordbank.com

Harford Bank is a banking services company. The company provides a full range of banking services to customers located in Harford and Cecil Counties and surrounding areas of northeastern Maryland. The company conducts general commercial banking in its primary service areas, emphasizing the banking needs of individuals and small to medium-sized businesses and professional concerns. The primary source of income for the Bank is the net interest income it earns. The bank has only one operating segment, which is commercial banking.

Harford Bank Headlines

From GuruFocus

Harford Bank Announces Change In Location And Format Of 2020 Annual Meeting To Be Held On May 20, 2020

By PRNewswire PRNewswire • 05-12-2020