HFBK (Harford Bank) Buyback Yield %: 0.00 (As of Jul. 12, 2026)


HFBK Harford Bank HFBK
69 GF Score
Price $45.75
GF Value $39.54
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Harford Bank Buyback Yield %?

Harford Bank HFBK 69 Buyback Yield % is 0.00 as of Jul. 12, 2026. GuruFocus rates HFBK with a GF Score™ of 69/100 and a GF Value™ of $39.54 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 626 Banks companies, Harford Bank ranks worse than 159744.25% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Harford Bank's current buyback yield was 0.00%.


Harford Bank Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Harford Bank's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harford Bank Buyback Yield % Chart

Harford Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.22 0.45 0.40 0.00

Harford Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.25 0.12 0.00 0.00

HFBK vs MVLY, CBWA, ASRV: Buyback Yield % Comparison

For the Banks - Regional subindustry, Harford Bank's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harford Bank Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Harford Bank's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Harford Bank's Buyback Yield % falls into.


HFBK
69GF Score
Harford Bank HFBK
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Harford Bank Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Harford Bank's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (0 + 0) / 63.336
=0.00%

Harford Bank's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (0 + 0) / 61.8345
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.00 mean?
Harford Bank (HFBK) has a Buyback Yield % of 0.00 as of Jul. 12, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Harford Bank and its competitors. Over the past decade, Harford Bank's Buyback Yield % has ranged from 0.05 to 0.57. According to the industry distribution chart, Harford Bank ranks #999999 out of 626 companies in the Banks industry.
Is Harford Bank's Buyback Yield % too high?
Harford Bank's current Buyback Yield % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.57. Based on the distribution chart, Harford Bank ranks #999999 out of 626 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Harford Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harford Bank's Buyback Yield % compare to MVLY and CBWA?
According to the Banks industry distribution chart, Harford Bank ranks #999999 out of 626 companies for Buyback Yield %. This places Harford Bank in the lower half of its industry. The industry median Buyback Yield % is 0.42. Historically, Harford Bank's own Buyback Yield % has ranged from 0.05 to 0.57 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Harford Bank and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harford Bank's current Buyback Yield % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harford Bank stock overvalued right now?
Based on GuruFocus' analysis, Harford Bank (HFBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.54, compared to a current price of $45.75 — trading 15.7% above its estimated fair value. The current Buyback Yield % is 0.00. Harford Bank's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Harford Bank (HFBK), the current Buyback Yield % is 0.00 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harford Bank (HFBK) Overvalued in 2026?

Based on GuruFocus' analysis, Harford Bank stock appears to be overvalued. The current stock price of $45.75 is trading 15.7% above its estimated GF Value™ of $39.54. GuruFocus considers Harford Bank to be Modestly Overvalued.

Key valuation signals for HFBK:

  • Buyback Yield %: 0.00
  • GF Value™: $39.54 vs. price of $45.75 (15.7% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the HFBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harford Bank Business Description

Address 8 West Bel Air Avenue, Aberdeen, MD, USA, 21001
Harford Bank provides a full range of banking services to its customers through a network of branches located in Harford and Cecil Counties and the surrounding areas of northeastern Maryland. Its various financial products and service offerings include checking accounts, savings accounts, money market accounts, mobile banking services, a full range of commercial and consumer loans, drive-through banking services, and automated teller machine (ATM) services, among others. The bank conducts commercial banking in its primary service areas, catering to the banking needs of individuals, small to medium-sized businesses, and professionals.
69GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.75
Price
$39.54
GF Value