Evergreen Max Cash Capital Bhd (XKLS:0286) Cash Ratio: 0.09 (As of Mar. 2026) — 40% Below Median

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XKLS:0286 Evergreen Max Cash Capital Bhd XKLS:0286
36 GF Score
Price RM0.35
GF Value RM0.78
Valuation Possible Value Trap
! 8 Warning Signs
View Full Analysis

What is Evergreen Max Cash Capital Bhd Cash Ratio?

Evergreen Max Cash Capital Bhd XKLS:0286 +1.47% 36 Cash Ratio is 0.09 as of Mar. 2026, which is 40% below its 10-year median of 0.15. GuruFocus rates XKLS:0286 with a GF Score™ of 36/100 and a GF Value™ of RM0.78 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 389 Credit Services companies, Evergreen Max Cash Capital Bhd ranks worse than 83.29% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Evergreen Max Cash Capital Bhd's Cash Ratio for the quarter that ended in Mar. 2026 was 0.09.

Evergreen Max Cash Capital Bhd has a Cash Ratio of 0.09. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.

The historical rank and industry rank for Evergreen Max Cash Capital Bhd's Cash Ratio or its related term are showing as below:

XKLS:0286' s Cash Ratio Range Over the Past 10 Years
Min: 0.05   Med: 0.15   Max: 9.85
Current: 0.09

During the past 7 years, Evergreen Max Cash Capital Bhd's highest Cash Ratio was 9.85. The lowest was 0.05. And the median was 0.15.

XKLS:0286's Cash Ratio is ranked worse than
83.29% of 389 companies
in the Credit Services industry
Industry Median: 0.56 vs XKLS:0286: 0.09

Evergreen Max Cash Capital Bhd  (XKLS:0286) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


Evergreen Max Cash Capital Bhd Cash Ratio Related Terms


Evergreen Max Cash Capital Bhd Cash Ratio Historical Data

* Premium members only.

The historical data trend for Evergreen Max Cash Capital Bhd's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evergreen Max Cash Capital Bhd Cash Ratio Chart

Evergreen Max Cash Capital Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Ratio
Get a 7-Day Free Trial 0.18 0.67 4.56 0.10 0.15

Evergreen Max Cash Capital Bhd Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.13 0.07 0.15 0.09

XKLS:0286 vs V, MA, AXP: Cash Ratio Comparison

For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Evergreen Max Cash Capital Bhd Cash Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's Cash Ratio distribution charts can be found below:

* The bar in red indicates where Evergreen Max Cash Capital Bhd's Cash Ratio falls into.


XKLS:0286
36GF Score
Evergreen Max Cash Capital Bhd XKLS:0286
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Evergreen Max Cash Capital Bhd Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

Evergreen Max Cash Capital Bhd's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=35.792/240.343
=0.15

Evergreen Max Cash Capital Bhd's Cash Ratio for the quarter that ended in Mar. 2026 is calculated as:

Cash Ratio (Q: Mar. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=25.585/279.185
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 0.09 mean?
Evergreen Max Cash Capital Bhd (XKLS:0286) has a Cash Ratio of 0.09 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Evergreen Max Cash Capital Bhd and its competitors. This is 40% below median its historical median of 0.15. Over the past decade, Evergreen Max Cash Capital Bhd's Cash Ratio has ranged from 0.05 to 9.85. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #324 out of 389 companies in the Credit Services industry, placing it in the top 83.3%.
Is Evergreen Max Cash Capital Bhd's Cash Ratio too high?
Evergreen Max Cash Capital Bhd's current Cash Ratio of 0.09 is 40% below median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 9.85. The Credit Services industry median Cash Ratio is 0.56. Evergreen Max Cash Capital Bhd's value of 0.09 is 83.9% below this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #324 out of 389 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #324 out of 389 companies for Cash Ratio. This places Evergreen Max Cash Capital Bhd in the lower half of its industry. The industry median Cash Ratio is 0.56. Evergreen Max Cash Capital Bhd's value of 0.09 is 83.9% below this benchmark. Historically, Evergreen Max Cash Capital Bhd's own Cash Ratio has ranged from 0.05 to 9.85 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.56, Evergreen Max Cash Capital Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.56, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current Cash Ratio of 0.09 is 83.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median Cash Ratio is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current Cash Ratio is 0.09, which is 40% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.78, compared to a current price of RM0.35 — trading 55.8% below its estimated fair value. The current Cash Ratio is 0.09, which is 40% below median its 10-year median of 0.15 and 83.9% below the Credit Services industry median of 0.56. Evergreen Max Cash Capital Bhd's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current Cash Ratio is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?

Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued. The current stock price of RM0.35 is trading 55.8% below its estimated GF Value™ of RM0.78. GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.

Key valuation signals for XKLS:0286:

  • Cash Ratio: 0.09 (40% below median its 10-year median of 0.15)
  • GF Value™: RM0.78 vs. price of RM0.35 (55.8% below fair value)
  • GF Score™: 36/100 with 8 warning signs
  • Industry Position: 83.9% below the Credit Services median (#324 of 389)

No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Evergreen Max Cash Capital Bhd Business Description

Address No. 1, Jalan Lima, Off Jalan Chan Sow Lin, Lot 11-10, Level 11, Wisma Trax, Wilayah Persekutuan, Kuala Lumpur, SGR, MYS, 55200
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
36GF Score

Get the complete analysis for XKLS:0286

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.35
Price
RM0.78
GF Value