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Evergreen Max Cash Capital BhdXKLS:0286 40 ROC (Joel Greenblatt) % is 16.30% as of Mar. 2026, which is 23% below its 10-year median of 21.10. GuruFocus rates XKLS:0286 with a GF Score™ of 40/100 and a GF Value™ of RM0.77 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 415 Credit Services companies, Evergreen Max Cash Capital Bhd ranks worse than 57.35% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Evergreen Max Cash Capital Bhd's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 16.30%.
The historical rank and industry rank for Evergreen Max Cash Capital Bhd's ROC (Joel Greenblatt) % or its related term are showing as below:
XKLS:0286'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 13.24 Med: 21.1 Max: 118.62
Current: 15.21
During the past 7 years, Evergreen Max Cash Capital Bhd's highest ROC (Joel Greenblatt) % was 118.62%. The lowest was 13.24%. And the median was 21.10%.
XKLS:0286's ROC (Joel Greenblatt) % is ranked worse than 57.35% of 415
companies
in the Credit Services industry
Industry Median: 38.99
vs XKLS:0286: 15.21
Evergreen Max Cash Capital Bhd (XKLS:0286) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Evergreen Max Cash Capital Bhd ROC (Joel Greenblatt) % Chart
XKLS:0286 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Evergreen Max Cash Capital Bhd ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Evergreen Max Cash Capital Bhd's ROC (Joel Greenblatt) % falls into.
Evergreen Max Cash Capital Bhd ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 16.30% mean?
Evergreen Max Cash Capital Bhd (XKLS:0286) has a ROC (Joel Greenblatt) % of 16.30% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Evergreen Max Cash Capital Bhd and its competitors. This is 23% below median its historical median of 21.10. Over the past decade, Evergreen Max Cash Capital Bhd's ROC (Joel Greenblatt) % has ranged from 13.24 to 118.62. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #238 out of 415 companies in the Credit Services industry, placing it in the top 57.3%.
Is Evergreen Max Cash Capital Bhd's ROC (Joel Greenblatt) % too high?
Evergreen Max Cash Capital Bhd's current ROC (Joel Greenblatt) % of 16.30% is 23% below median its 10-year median of 21.10. Over the past 10 years, this metric has ranged from a low of 13.24 to a high of 118.62. The Credit Services industry median ROC (Joel Greenblatt) % is 38.99. Evergreen Max Cash Capital Bhd's value of 16.30% is 58.2% below this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #238 out of 415 companies in the Credit Services industry, which is below the industry midpoint. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #238 out of 415 companies for ROC (Joel Greenblatt) %. This places Evergreen Max Cash Capital Bhd in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. Evergreen Max Cash Capital Bhd's value of 16.30% is 58.2% below this benchmark. Historically, Evergreen Max Cash Capital Bhd's own ROC (Joel Greenblatt) % has ranged from 13.24 to 118.62 over the past decade. While the company's 10-year median is 21.10 vs. the industry median of 38.99, Evergreen Max Cash Capital Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current ROC (Joel Greenblatt) % of 16.30% is 58.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current ROC (Joel Greenblatt) % is 16.30%, which is 23% below median its own 10-year median of 21.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.77, compared to a current price of RM0.35 — trading 54.5% below its estimated fair value. The current ROC (Joel Greenblatt) % is 16.30%, which is 23% below median its 10-year median of 21.10 and 58.2% below the Credit Services industry median of 38.99. Evergreen Max Cash Capital Bhd's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current ROC (Joel Greenblatt) % is 16.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued.
The current stock price of RM0.35 is trading 54.5% below its estimated GF Value™ of RM0.77.
GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.
Key valuation signals for XKLS:0286:
ROC (Joel Greenblatt) %: 16.30% (23% below median its 10-year median of 21.10)
GF Value™: RM0.77 vs. price of RM0.35 (54.5% below fair value)
Industry Position: 58.2% below the Credit Services median (#238 of 415)
No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Evergreen Max Cash Capital Bhd Business Description
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
40GF Score
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