Evergreen Max Cash Capital Bhd (XKLS:0286) Liabilities-to-Assets : 0.59 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:0286 Evergreen Max Cash Capital Bhd XKLS:0286
40 GF Score
Price RM0.38
GF Value RM0.78
Valuation Possible Value Trap
! 8 Warning Signs
View Full Analysis

What is Evergreen Max Cash Capital Bhd Liabilities-to-Assets?

Evergreen Max Cash Capital Bhd XKLS:0286 +4.11% 40 Liabilities-to-Assets is 0.59 as of Mar. 2026. GuruFocus rates XKLS:0286 with a GF Score™ of 40/100 and a GF Value™ of RM0.78 (Possible Value Trap). The stock has 8 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Evergreen Max Cash Capital Bhd's Total Liabilities for the quarter that ended in Mar. 2026 was RM402.4 Mil. Evergreen Max Cash Capital Bhd's Total Assets for the quarter that ended in Mar. 2026 was RM678.1 Mil. Therefore, Evergreen Max Cash Capital Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.59.


Evergreen Max Cash Capital Bhd  (XKLS:0286) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Evergreen Max Cash Capital Bhd Liabilities-to-Assets Related Terms


Evergreen Max Cash Capital Bhd Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Evergreen Max Cash Capital Bhd's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evergreen Max Cash Capital Bhd Liabilities-to-Assets Chart

Evergreen Max Cash Capital Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.33 0.38 0.26 0.40 0.58

Evergreen Max Cash Capital Bhd Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.47 0.51 0.58 0.59

XKLS:0286 vs V, MA, AXP: Liabilities-to-Assets Comparison

For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Evergreen Max Cash Capital Bhd Liabilities-to-Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Evergreen Max Cash Capital Bhd's Liabilities-to-Assets falls into.


XKLS:0286
40GF Score
Evergreen Max Cash Capital Bhd XKLS:0286
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Evergreen Max Cash Capital Bhd Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Evergreen Max Cash Capital Bhd's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=365.318/626.974
=0.58

Evergreen Max Cash Capital Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=402.402/678.148
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.59 mean?
Evergreen Max Cash Capital Bhd (XKLS:0286) has a Liabilities-to-Assets of 0.59 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Evergreen Max Cash Capital Bhd and its competitors.
Is Evergreen Max Cash Capital Bhd's Liabilities-to-Assets too high?
Evergreen Max Cash Capital Bhd's current Liabilities-to-Assets is 0.59. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's Liabilities-to-Assets compare to V and MA?
Evergreen Max Cash Capital Bhd's Liabilities-to-Assets of 0.59 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Credit Services company?
A good Liabilities-to-Assets depends on the Credit Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Evergreen Max Cash Capital Bhd and its competitors. Evergreen Max Cash Capital Bhd's current Liabilities-to-Assets is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.78, compared to a current price of RM0.38 — trading 51.3% below its estimated fair value. The current Liabilities-to-Assets is 0.59. Evergreen Max Cash Capital Bhd's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current Liabilities-to-Assets is 0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?

Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued. The current stock price of RM0.38 is trading 51.3% below its estimated GF Value™ of RM0.78. GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.

Key valuation signals for XKLS:0286:

  • Liabilities-to-Assets: 0.59
  • GF Value™: RM0.78 vs. price of RM0.38 (51.3% below fair value)
  • GF Score™: 40/100 with 8 warning signs

No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Evergreen Max Cash Capital Bhd Business Description

Address No. 1, Jalan Lima, Off Jalan Chan Sow Lin, Lot 11-10, Level 11, Wisma Trax, Wilayah Persekutuan, Kuala Lumpur, SGR, MYS, 55200
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
40GF Score

Get the complete analysis for XKLS:0286

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.38
Price
RM0.78
GF Value