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5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
Evergreen Max Cash Capital Bhd's 5-Year ROIIC % for the quarter that ended in Dec. 2025 was 8.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
XKLS:0286's 5-Year ROIIC % is ranked better than 70.7% of 372
companies
in the Credit Services industry
Industry Median: 2.69
vs XKLS:0286: 8.00
Evergreen Max Cash Capital Bhd (XKLS:0286) 5-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Evergreen Max Cash Capital Bhd 5-Year ROIIC % Related Terms
Evergreen Max Cash Capital Bhd 5-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Evergreen Max Cash Capital Bhd 5-Year ROIIC % Chart
XKLS:0286 vs V, MA, AXP: 5-Year ROIIC % Comparison
For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Evergreen Max Cash Capital Bhd 5-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Evergreen Max Cash Capital Bhd's 5-Year ROIIC % falls into.
5-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
5-Year Incremental Invested Capital**
=
( 43.3118112 (Dec. 2025) - 6.055621 (Dec. 2020) )
/
( 586.01 (Dec. 2025) - 120.375 (Dec. 2020) )
=
37.2561902
/
465.635
=
8.00%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Evergreen Max Cash Capital Bhd (XKLS:0286) has a 5-Year ROIIC % of 8.00 as of Dec. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Evergreen Max Cash Capital Bhd and its competitors. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #109 out of 372 companies in the Credit Services industry, placing it in the top 29.3%.
Is Evergreen Max Cash Capital Bhd's 5-Year ROIIC % too high?
Evergreen Max Cash Capital Bhd's current 5-Year ROIIC % is 8.00. The Credit Services industry median 5-Year ROIIC % is 2.69. Evergreen Max Cash Capital Bhd's value of 8.00 is 197.4% above this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #109 out of 372 companies in the Credit Services industry, which is above the industry midpoint. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's 5-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #109 out of 372 companies for 5-Year ROIIC %. This puts Evergreen Max Cash Capital Bhd in the upper half of its industry. The industry median 5-Year ROIIC % is 2.69. Evergreen Max Cash Capital Bhd's value of 8.00 is 197.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Credit Services company?
The median 5-Year ROIIC % among Credit Services companies is 2.69, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current 5-Year ROIIC % of 8.00 is 197.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median 5-Year ROIIC % is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current 5-Year ROIIC % is 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.77, compared to a current price of RM0.35 — trading 54.5% below its estimated fair value. The current 5-Year ROIIC % is 8.00 and 197.4% above the Credit Services industry median of 2.69. Evergreen Max Cash Capital Bhd's overall GF Score™ is 38/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current 5-Year ROIIC % is 8.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued.
The current stock price of RM0.35 is trading 54.5% below its estimated GF Value™ of RM0.77.
GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.
Key valuation signals for XKLS:0286:
5-Year ROIIC %: 8.00
GF Value™: RM0.77 vs. price of RM0.35 (54.5% below fair value)
Industry Position: 197.4% above the Credit Services median (#109 of 372)
No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Evergreen Max Cash Capital Bhd Business Description
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
38GF Score
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