Evergreen Max Cash Capital BhdXKLS:0286 41 Return-on-Tangible-Equity is 21.37% as of Mar. 2026, which is 103% above its 10-year median of 10.54. GuruFocus rates XKLS:0286 with a GF Score™ of 41/100 and a GF Value™ of RM0.76 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 524 Credit Services companies, Evergreen Max Cash Capital Bhd ranks better than 81.87% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Evergreen Max Cash Capital Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM54.9 Mil. Evergreen Max Cash Capital Bhd's average shareholder tangible equity for the quarter that ended in Mar. 2026 was RM256.7 Mil. Therefore, Evergreen Max Cash Capital Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 21.37%.
The historical rank and industry rank for Evergreen Max Cash Capital Bhd's Return-on-Tangible-Equity or its related term are showing as below:
XKLS:0286'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.17 Med: 10.54 Max: 17.8
Current: 17.8
During the past 7 years, Evergreen Max Cash Capital Bhd's highest Return-on-Tangible-Equity was 17.80%. The lowest was 1.17%. And the median was 10.54%.
XKLS:0286's Return-on-Tangible-Equity is ranked better than 81.87% of 524
companies
in the Credit Services industry
Industry Median: 7.055
vs XKLS:0286: 17.80
Evergreen Max Cash Capital Bhd (XKLS:0286) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Evergreen Max Cash Capital Bhd Return-on-Tangible-Equity Related Terms
Evergreen Max Cash Capital Bhd Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Evergreen Max Cash Capital Bhd Return-on-Tangible-Equity Chart
XKLS:0286 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Evergreen Max Cash Capital Bhd Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Evergreen Max Cash Capital Bhd's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 21.37% mean?
Evergreen Max Cash Capital Bhd (XKLS:0286) has a Return-on-Tangible-Equity of 21.37% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Evergreen Max Cash Capital Bhd and its competitors. This is 103% above median its historical median of 10.54. Over the past decade, Evergreen Max Cash Capital Bhd's Return-on-Tangible-Equity has ranged from 1.17 to 17.80. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #95 out of 524 companies in the Credit Services industry, placing it in the top 18.1%.
Is Evergreen Max Cash Capital Bhd's Return-on-Tangible-Equity too high?
Evergreen Max Cash Capital Bhd's current Return-on-Tangible-Equity of 21.37% is 103% above median its 10-year median of 10.54. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 17.80. The Credit Services industry median Return-on-Tangible-Equity is 7.06. Evergreen Max Cash Capital Bhd's value of 21.37% is 202.9% above this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #95 out of 524 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 41/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #95 out of 524 companies for Return-on-Tangible-Equity. This places Evergreen Max Cash Capital Bhd in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.06. Evergreen Max Cash Capital Bhd's value of 21.37% is 202.9% above this benchmark. Historically, Evergreen Max Cash Capital Bhd's own Return-on-Tangible-Equity has ranged from 1.17 to 17.80 over the past decade. While the company's 10-year median is 10.54 vs. the industry median of 7.06, Evergreen Max Cash Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.06, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current Return-on-Tangible-Equity of 21.37% is 202.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current Return-on-Tangible-Equity is 21.37%, which is 103% above median its own 10-year median of 10.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.76, compared to a current price of RM0.34 — trading 55.3% below its estimated fair value. The current Return-on-Tangible-Equity is 21.37%, which is 103% above median its 10-year median of 10.54 and 202.9% above the Credit Services industry median of 7.06. Evergreen Max Cash Capital Bhd's overall GF Score™ is 41/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current Return-on-Tangible-Equity is 21.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued.
The current stock price of RM0.34 is trading 55.3% below its estimated GF Value™ of RM0.76.
GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.
Key valuation signals for XKLS:0286:
Return-on-Tangible-Equity: 21.37% (103% above median its 10-year median of 10.54)
GF Value™: RM0.76 vs. price of RM0.34 (55.3% below fair value)
Industry Position: 202.9% above the Credit Services median (#95 of 524)
No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Evergreen Max Cash Capital Bhd Business Description
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
41GF Score
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