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Evergreen Max Cash Capital BhdXKLS:0286 40 Return-on-Tangible-Asset is 8.57% as of Mar. 2026, which is 24% above its 10-year median of 6.90. GuruFocus rates XKLS:0286 with a GF Score™ of 40/100 and a GF Value™ of RM0.77 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 546 Credit Services companies, Evergreen Max Cash Capital Bhd ranks better than 90.48% on this metric.
The historical rank and industry rank for Evergreen Max Cash Capital Bhd's Return-on-Tangible-Asset or its related term are showing as below:
XKLS:0286'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.66 Med: 6.9 Max: 10.69
Current: 8.12
During the past 7 years, Evergreen Max Cash Capital Bhd's highest Return-on-Tangible-Asset was 10.69%. The lowest was 0.66%. And the median was 6.90%.
XKLS:0286's Return-on-Tangible-Asset is ranked better than 90.48% of 546
companies
in the Credit Services industry
Industry Median: 1.93
vs XKLS:0286: 8.12
Evergreen Max Cash Capital Bhd (XKLS:0286) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Evergreen Max Cash Capital Bhd Return-on-Tangible-Asset Related Terms
Evergreen Max Cash Capital Bhd Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Evergreen Max Cash Capital Bhd Return-on-Tangible-Asset Chart
XKLS:0286 vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Evergreen Max Cash Capital Bhd Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Evergreen Max Cash Capital Bhd's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 8.57% mean?
Evergreen Max Cash Capital Bhd (XKLS:0286) has a Return-on-Tangible-Asset of 8.57% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Evergreen Max Cash Capital Bhd and its competitors. This is 24% above median its historical median of 6.90. Over the past decade, Evergreen Max Cash Capital Bhd's Return-on-Tangible-Asset has ranged from 0.66 to 10.69. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #52 out of 546 companies in the Credit Services industry, placing it in the top 9.5%.
Is Evergreen Max Cash Capital Bhd's Return-on-Tangible-Asset too high?
Evergreen Max Cash Capital Bhd's current Return-on-Tangible-Asset of 8.57% is 24% above median its 10-year median of 6.90. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 10.69. The Credit Services industry median Return-on-Tangible-Asset is 1.93. Evergreen Max Cash Capital Bhd's value of 8.57% is 344% above this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #52 out of 546 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #52 out of 546 companies for Return-on-Tangible-Asset. This places Evergreen Max Cash Capital Bhd in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.93. Evergreen Max Cash Capital Bhd's value of 8.57% is 344% above this benchmark. Historically, Evergreen Max Cash Capital Bhd's own Return-on-Tangible-Asset has ranged from 0.66 to 10.69 over the past decade. While the company's 10-year median is 6.90 vs. the industry median of 1.93, Evergreen Max Cash Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.93, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current Return-on-Tangible-Asset of 8.57% is 344% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current Return-on-Tangible-Asset is 8.57%, which is 24% above median its own 10-year median of 6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.77, compared to a current price of RM0.35 — trading 55.2% below its estimated fair value. The current Return-on-Tangible-Asset is 8.57%, which is 24% above median its 10-year median of 6.90 and 344% above the Credit Services industry median of 1.93. Evergreen Max Cash Capital Bhd's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current Return-on-Tangible-Asset is 8.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued.
The current stock price of RM0.35 is trading 55.2% below its estimated GF Value™ of RM0.77.
GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.
Key valuation signals for XKLS:0286:
Return-on-Tangible-Asset: 8.57% (24% above median its 10-year median of 6.90)
GF Value™: RM0.77 vs. price of RM0.35 (55.2% below fair value)
Industry Position: 344% above the Credit Services median (#52 of 546)
No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Evergreen Max Cash Capital Bhd Business Description
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
40GF Score
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