Evergreen Max Cash Capital Bhd (XKLS:0286) Debt-to-EBITDA : (As of Jun. 2026)

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XKLS:0286 Evergreen Max Cash Capital Bhd XKLS:0286
59 GF Score
Price RM0.34
GF Value RM0.64
Valuation Possible Value Trap
! 8 Warning Signs
View Full Analysis

What is Evergreen Max Cash Capital Bhd Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Evergreen Max Cash Capital Bhd's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was RM348.0 Mil. Evergreen Max Cash Capital Bhd's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was RM117.1 Mil. Evergreen Max Cash Capital Bhd's annualized EBITDA for the quarter that ended in Jun. 2026 was RM104.8 Mil. Evergreen Max Cash Capital Bhd's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 4.44.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Evergreen Max Cash Capital Bhd's Debt-to-EBITDA or its related term are showing as below:

XKLS:0286' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.98   Med: 3.02   Max: 5.68
Current: 4.58

During the past 7 years, the highest Debt-to-EBITDA Ratio of Evergreen Max Cash Capital Bhd was 5.68. The lowest was 1.98. And the median was 3.02.

XKLS:0286's Debt-to-EBITDA is ranked better than
64.81% of 287 companies
in the Credit Services industry
Industry Median: 8.34 vs XKLS:0286: 4.58

Evergreen Max Cash Capital Bhd  (XKLS:0286) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Evergreen Max Cash Capital Bhd Debt-to-EBITDA Related Terms

Evergreen Max Cash Capital Bhd Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Evergreen Max Cash Capital Bhd's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evergreen Max Cash Capital Bhd Debt-to-EBITDA Chart

Evergreen Max Cash Capital Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Evergreen Max Cash Capital Bhd Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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XKLS:0286 vs V, MA, AXP: Debt-to-EBITDA Comparison

For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Evergreen Max Cash Capital Bhd Debt-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Evergreen Max Cash Capital Bhd's Debt-to-EBITDA falls into.


XKLS:0286
59GF Score
Evergreen Max Cash Capital Bhd XKLS:0286
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Evergreen Max Cash Capital Bhd Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Evergreen Max Cash Capital Bhd's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(231.951677 + 119.245811) / 70.894286
=4.95

Evergreen Max Cash Capital Bhd's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(348.025 + 117.063) / 104.788
=4.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?

Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued. The current stock price of RM0.34 is trading 46.9% below its estimated GF Value™ of RM0.64. GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.

Key valuation signals for XKLS:0286:

  • Debt-to-EBITDA:
  • GF Value™: RM0.64 vs. price of RM0.34 (46.9% below fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Evergreen Max Cash Capital Bhd Business Description

Address No. 1, Jalan Lima, Off Jalan Chan Sow Lin, Lot 11-10, Level 11, Wisma Trax, Wilayah Persekutuan, Kuala Lumpur, SGR, MYS, 55200
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
59GF Score

Get the complete analysis for XKLS:0286

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.34
Price
RM0.64
GF Value