Evergreen Max Cash Capital Bhd (XKLS:0286) 3-Year EBITDA Growth Rate: 32.60% (As of Jun. 2026) — 14% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:0286 Evergreen Max Cash Capital Bhd XKLS:0286
40 GF Score
Price RM0.37
GF Value RM0.64
Valuation Possible Value Trap
! 9 Warning Signs
View Full Analysis

What is Evergreen Max Cash Capital Bhd 3-Year EBITDA Growth Rate?

Evergreen Max Cash Capital Bhd XKLS:0286 -1.33% 40 3-Year EBITDA Growth Rate is 32.60% as of Jun. 2026, which is 14% below its 10-year median of 37.70. GuruFocus rates XKLS:0286 with a GF Score™ of 40/100 and a GF Value™ of RM0.64 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 321 Credit Services companies, Evergreen Max Cash Capital Bhd ranks better than 74.14% on this metric.

Evergreen Max Cash Capital Bhd's EBITDA per Share for the three months ended in Jun. 2026 was RM0.02.

During the past 12 months, Evergreen Max Cash Capital Bhd's average EBITDA Per Share Growth Rate was 62.00% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 32.60% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 37.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 7 years, the highest 3-Year average EBITDA Per Share Growth Rate of Evergreen Max Cash Capital Bhd was 75.40% per year. The lowest was 28.30% per year. And the median was 37.70% per year.


Evergreen Max Cash Capital Bhd  (XKLS:0286) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Evergreen Max Cash Capital Bhd 3-Year EBITDA Growth Rate Related Terms


XKLS:0286 vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison

For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Evergreen Max Cash Capital Bhd 3-Year EBITDA Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Evergreen Max Cash Capital Bhd's 3-Year EBITDA Growth Rate falls into.


XKLS:0286
40GF Score
Evergreen Max Cash Capital Bhd XKLS:0286
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Evergreen Max Cash Capital Bhd 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 32.60% mean?
Evergreen Max Cash Capital Bhd (XKLS:0286) has a 3-Year EBITDA Growth Rate of 32.60% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Evergreen Max Cash Capital Bhd and its competitors. This is 14% below median its historical median of 37.70. Over the past decade, Evergreen Max Cash Capital Bhd's 3-Year EBITDA Growth Rate has ranged from 28.30 to 75.40. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #83 out of 321 companies in the Credit Services industry, placing it in the top 25.9%.
Is Evergreen Max Cash Capital Bhd's 3-Year EBITDA Growth Rate too high?
Evergreen Max Cash Capital Bhd's current 3-Year EBITDA Growth Rate of 32.60% is 14% below median its 10-year median of 37.70. Over the past 10 years, this metric has ranged from a low of 28.30 to a high of 75.40. The Credit Services industry median 3-Year EBITDA Growth Rate is 9.10. Evergreen Max Cash Capital Bhd's value of 32.60% is 258.2% above this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #83 out of 321 companies in the Credit Services industry, which is above the industry midpoint. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #83 out of 321 companies for 3-Year EBITDA Growth Rate. This puts Evergreen Max Cash Capital Bhd in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.10. Evergreen Max Cash Capital Bhd's value of 32.60% is 258.2% above this benchmark. Historically, Evergreen Max Cash Capital Bhd's own 3-Year EBITDA Growth Rate has ranged from 28.30 to 75.40 over the past decade. While the company's 10-year median is 37.70 vs. the industry median of 9.10, Evergreen Max Cash Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.10, based on 321 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current 3-Year EBITDA Growth Rate of 32.60% is 258.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current 3-Year EBITDA Growth Rate is 32.60%, which is 14% below median its own 10-year median of 37.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.64, compared to a current price of RM0.37 — trading 42.2% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 32.60%, which is 14% below median its 10-year median of 37.70 and 258.2% above the Credit Services industry median of 9.10. Evergreen Max Cash Capital Bhd's overall GF Score™ is 40/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current 3-Year EBITDA Growth Rate is 32.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?

Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued. The current stock price of RM0.37 is trading 42.2% below its estimated GF Value™ of RM0.64. GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.

Key valuation signals for XKLS:0286:

  • 3-Year EBITDA Growth Rate: 32.60% (14% below median its 10-year median of 37.70)
  • GF Value™: RM0.64 vs. price of RM0.37 (42.2% below fair value)
  • GF Score™: 40/100 with 9 warning signs
  • Industry Position: 258.2% above the Credit Services median (#83 of 321)

No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Evergreen Max Cash Capital Bhd Business Description

Address No. 1, Jalan Lima, Off Jalan Chan Sow Lin, Lot 11-10, Level 11, Wisma Trax, Wilayah Persekutuan, Kuala Lumpur, SGR, MYS, 55200
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
40GF Score

Get the complete analysis for XKLS:0286

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.37
Price
RM0.64
GF Value