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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Evergreen Max Cash Capital Bhd's Debt-to-Equity or its related term are showing as below:
XKLS:0286'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.3 Med: 0.5 Max: 1.25
Current: 1.25
During the past 7 years, the highest Debt-to-Equity Ratio of Evergreen Max Cash Capital Bhd was 1.25. The lowest was 0.30. And the median was 0.50.
XKLS:0286's Debt-to-Equity is ranked worse than 51.32% of 454
companies
in the Credit Services industry
Industry Median: 1.19
vs XKLS:0286: 1.25
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Evergreen Max Cash Capital Bhd Debt-to-Equity Related Terms
Evergreen Max Cash Capital Bhd Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Evergreen Max Cash Capital Bhd Debt-to-Equity Chart
XKLS:0286 vs V, MA, AXP: Debt-to-Equity Comparison
For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Evergreen Max Cash Capital Bhd Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Evergreen Max Cash Capital Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Evergreen Max Cash Capital Bhd (XKLS:0286) has a Debt-to-Equity of 1.25 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Evergreen Max Cash Capital Bhd and its competitors. This is 150% above median its historical median of 0.50. Over the past decade, Evergreen Max Cash Capital Bhd's Debt-to-Equity has ranged from 0.30 to 1.25. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #233 out of 454 companies in the Credit Services industry, placing it in the top 51.3%.
Is Evergreen Max Cash Capital Bhd's Debt-to-Equity too high?
Evergreen Max Cash Capital Bhd's current Debt-to-Equity of 1.25 is 150% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 1.25. The Credit Services industry median Debt-to-Equity is 1.19. Evergreen Max Cash Capital Bhd's value of 1.25 is 5% above this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #233 out of 454 companies in the Credit Services industry, which is below the industry midpoint. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #233 out of 454 companies for Debt-to-Equity. This places Evergreen Max Cash Capital Bhd in the lower half of its industry. The industry median Debt-to-Equity is 1.19. Evergreen Max Cash Capital Bhd's value of 1.25 is 5% above this benchmark. Historically, Evergreen Max Cash Capital Bhd's own Debt-to-Equity has ranged from 0.30 to 1.25 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 1.19, Evergreen Max Cash Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.19, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current Debt-to-Equity of 1.25 is 5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current Debt-to-Equity is 1.25, which is 150% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.78, compared to a current price of RM0.35 — trading 55.8% below its estimated fair value. The current Debt-to-Equity is 1.25, which is 150% above median its 10-year median of 0.50 and 5% above the Credit Services industry median of 1.19. Evergreen Max Cash Capital Bhd's overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current Debt-to-Equity is 1.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued.
The current stock price of RM0.35 is trading 55.8% below its estimated GF Value™ of RM0.78.
GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.
Key valuation signals for XKLS:0286:
Debt-to-Equity: 1.25 (150% above median its 10-year median of 0.50)
GF Value™: RM0.78 vs. price of RM0.35 (55.8% below fair value)
Industry Position: 5% above the Credit Services median (#233 of 454)
No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
39GF Score
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