STC (Stewart Information Services) Cash-to-Debt : 0.38 (As of Dec. 2024)

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What is Stewart Information Services Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Stewart Information Services's cash to debt ratio for the quarter that ended in Dec. 2024 was 0.38.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Stewart Information Services couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2024.

The historical rank and industry rank for Stewart Information Services's Cash-to-Debt or its related term are showing as below:

STC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.38 Med: 1.42 Max: 1.96
Current: 0.38

During the past 13 years, Stewart Information Services's highest Cash to Debt Ratio was 1.96. The lowest was 0.38. And the median was 1.42.

STC's Cash-to-Debt is ranked worse than
83.54% of 486 companies
in the Insurance industry
Industry Median: 1.9 vs STC: 0.38

Stewart Information Services Cash-to-Debt Historical Data

The historical data trend for Stewart Information Services's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Stewart Information Services Cash-to-Debt Chart

Stewart Information Services Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Cash-to-Debt

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1.96

0.77

0.42

0.40

0.38

Stewart Information Services Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Cash-to-Debt	Get a 7-Day Free Trial															0.40	0.24	0.23	0.32	0.38

Competitive Comparison of Stewart Information Services's Cash-to-Debt

For the Insurance - Property & Casualty subindustry, Stewart Information Services's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Stewart Information Services's Cash-to-Debt Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Stewart Information Services's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Stewart Information Services's Cash-to-Debt falls into.

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Stewart Information Services Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Stewart Information Services's Cash to Debt Ratio for the fiscal year that ended in Dec. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	216.298	/	(0	+	564.676)
	=	0.38

Stewart Information Services's Cash to Debt Ratio for the quarter that ended in Dec. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	216.298	/	(0	+	564.676)
	=	0.38

Stewart Information Services (NYSE:STC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Stewart Information Services Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Stewart Information Services's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Stewart Information Services Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Stewart Information Services Corp (NYSE:STC) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

SIU:Germany

Address

1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056

Website

https://www.stewart.com

Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments; Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.

Executives

David C Hisey	officer: CFO	8950 CYPRESS WATERS BOULEVARD, COPPELL TX 75019
Steven Mark Lessack	officer: Group President	1980 POST OAK BLVD., #800, HOUSTON TX 77056
Matthew Morris	director, officer: Chief Executive Officer	1905 SHARP PL, HOUSTON TX 77019
Helen Vaid	director	600 WEST CHICAGO AVE., STE 400, CHICAGO IL 60654
Frederick H Eppinger	director	THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN ST, WORCESTER MA 01653
Bradley C Allen Jr	director	AMERISAFE INC, 2301 HIGHWAY 190 WEST, DERIDDER LA 70634
Elizabeth Giddens	officer: Chief Legal Officer; Secretary	10000 WEHRLE DRIVE, CLARENCE NY 14031
Hamm John Earl Jr.	officer: EVP, Chief Information Officer	1360 POST OAK BLVD., SUITE 100, HOUSTON TX 77056
Corey William S. Jr.	director	C/O STEWART INFORMATION SERVICES CORP., 1360 POST OAK BLVD., SUITE 100 MC-14-1, HOUSTON TX 77056
Deborah Jane Matz	director	C/O STEWART INFORMATION SERVICES CORP., 1360 POST OAK BLVD., SUITE 100 MC-14-1, HOUSTON TX 77056
Emily Kain	officer: Chief Human Resource Officer	C/O STEWART INFORMATION SERVICES CORP., 1360 POST OAK BLVD., SUITE 100, MC-14-1, HOUSTON TX 77056
Glenn C Christenson	director	2411 W SAHARA AVENUE, LAS VEGAS NV 89102
James M Chadwick	director	C/O IMPERIAL HOLDINGS, INC., 701 PARK OF COMMERCE BLVD., #301, BOCA RATON FL 33487
Tara Smith	officer: Group President	STEWART INFORMATION SERVICES CORP., 1980 POST OAK BLVD., SUITE 710, HOUSTON TX 77056
Clifford Press	director	152 WEST 57TH STREET, NEW YORK NY 10019