STC (Stewart Information Services) E10: $5.02 (As of Mar. 2026)

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STC Stewart Information Services Corp STC
79 GF Score
Price $68.65
GF Value $80.81
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Stewart Information Services E10?

Stewart Information Services STC -0.56% 79 E10 is $5.02 as of Mar. 2026. GuruFocus rates STC with a GF Score™ of 79/100 and a GF Value™ of $80.81 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Stewart Information Services's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.550. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $5.02 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Stewart Information Services's average E10 Growth Rate was 14.40% per year. During the past 3 years, the average E10 Growth Rate was 5.20% per year. During the past 5 years, the average E10 Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Stewart Information Services was 54.20% per year. The lowest was -291.50% per year. And the median was 15.90% per year.

As of today (2026-08-04), Stewart Information Services's current stock price is $68.65. Stewart Information Services's E10 for the quarter that ended in Mar. 2026 was $5.02. Stewart Information Services's Shiller PE Ratio of today is 13.68.

During the past 13 years, the highest Shiller PE Ratio of Stewart Information Services was 42.74. The lowest was 8.33. And the median was 15.92.


Stewart Information Services  (NYSE:STC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Stewart Information Services's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=68.65/5.02
=13.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Stewart Information Services was 42.74. The lowest was 8.33. And the median was 15.92.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Stewart Information Services E10 Related Terms


Stewart Information Services E10 Historical Data

* Premium members only.

The historical data trend for Stewart Information Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewart Information Services E10 Chart

Stewart Information Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.85 4.12 4.03 4.25 4.80

Stewart Information Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.44 4.71 4.80 5.02 0.00

STC vs HMN, HCI, SLDE: E10 Comparison

For the Insurance - Property & Casualty subindustry, Stewart Information Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewart Information Services Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Stewart Information Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Stewart Information Services's Shiller PE Ratio falls into.


STC
79GF Score
Stewart Information Services Corp STC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stewart Information Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Stewart Information Services's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.55/330.2130*330.2130
=0.550

Current CPI (Mar. 2026) = 330.2130.

Stewart Information Services Quarterly Data

per share eps CPI Adj_EPS
201606 0.490 241.018 0.671
201609 1.120 241.428 1.532
201612 0.710 241.432 0.971
201703 0.170 243.801 0.230
201706 0.790 244.955 1.065
201709 0.460 246.819 0.615
201712 0.635 246.524 0.851
201803 -0.160 249.554 -0.212
201806 0.950 251.989 1.245
201809 0.740 252.439 0.968
201812 0.479 251.233 0.630
201903 -0.290 254.202 -0.377
201906 0.810 256.143 1.044
201909 2.780 256.759 3.575
201912 -0.001 256.974 -0.001
202003 0.220 258.115 0.281
202006 1.440 257.797 1.845
202009 2.210 260.280 2.804
202012 2.220 260.474 2.814
202103 2.010 264.877 2.506
202106 3.500 271.696 4.254
202109 3.260 274.310 3.924
202112 3.120 278.802 3.695
202203 2.110 287.504 2.423
202206 2.260 296.311 2.519
202209 1.080 296.808 1.202
202212 0.490 296.797 0.545
202303 -0.300 301.836 -0.328
202306 0.580 305.109 0.628
202309 0.510 307.789 0.547
202312 0.320 306.746 0.344
202403 0.110 312.332 0.116
202406 0.620 314.175 0.652
202409 1.070 315.301 1.121
202412 0.800 315.605 0.837
202503 0.110 319.799 0.114
202506 1.130 322.561 1.157
202509 1.550 324.800 1.576
202512 1.200 324.054 1.223
202603 0.550 330.213 0.550

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $5.02 mean?
Stewart Information Services (STC) has a E10 of $5.02 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Stewart Information Services and its competitors.
Is Stewart Information Services' E10 too high?
Stewart Information Services' current E10 is $5.02. Overall, Stewart Information Services has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' E10 compare to HMN and HCI?
Stewart Information Services' E10 of $5.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Stewart Information Services and its competitors. Stewart Information Services's current E10 is $5.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.81, compared to a current price of $68.65 — trading 15% below its estimated fair value. The current E10 is $5.02. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Stewart Information Services (STC), the current E10 is $5.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stewart Information Services (STC) Overvalued in 2026?

Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued. The current stock price of $68.65 is trading 15% below its estimated GF Value™ of $80.81. GuruFocus considers Stewart Information Services to be Modestly Undervalued.

Key valuation signals for STC:

  • E10: $5.02
  • GF Value™: $80.81 vs. price of $68.65 (15% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stewart Information Services Business Description

Address 1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score

Get the complete analysis for STC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.65
Price
$80.81
GF Value