STC (Stewart Information Services) EV-to-EBIT: 12.00 (As of Aug. 04, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC Stewart Information Services Corp STC
79 GF Score
Price $68.58
GF Value $80.81
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Stewart Information Services EV-to-EBIT?

Stewart Information Services STC -0.67% 79 EV-to-EBIT is 12.00 as of Aug. 04, 2026, which is 1% below its 10-year median of 12.11. GuruFocus rates STC with a GF Score™ of 79/100 and a GF Value™ of $80.81 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 345 Insurance companies, Stewart Information Services ranks worse than 66.96% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Stewart Information Services's Enterprise Value is $2,607 Mil. Stewart Information Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $217 Mil. Therefore, Stewart Information Services's EV-to-EBIT for today is 12.00.

The historical rank and industry rank for Stewart Information Services's EV-to-EBIT or its related term are showing as below:

STC' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.37   Med: 12.11   Max: 41.83
Current: 12

During the past 13 years, the highest EV-to-EBIT of Stewart Information Services was 41.83. The lowest was 3.37. And the median was 12.11.

STC's EV-to-EBIT is ranked worse than
66.96% of 345 companies
in the Insurance industry
Industry Median: 8.55 vs STC: 12.00

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Stewart Information Services's Enterprise Value for the quarter that ended in Mar. 2026 was $2,381 Mil. Stewart Information Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $217 Mil. Stewart Information Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 9.12%.


Stewart Information Services  (NYSE:STC) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Stewart Information Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=217.217/2380.6105
=9.12 %

Stewart Information Services's Enterprise Value for the quarter that ended in Mar. 2026 was $2,381 Mil.
Stewart Information Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $217 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Stewart Information Services EV-to-EBIT Related Terms


Stewart Information Services EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Stewart Information Services's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stewart Information Services EV-to-EBIT Chart

Stewart Information Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.25 6.03 24.35 16.62 13.87

Stewart Information Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.76 14.46 13.87 11.53 0.00

STC vs HMN, HCI, SLDE: EV-to-EBIT Comparison

For the Insurance - Property & Casualty subindustry, Stewart Information Services's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewart Information Services EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Stewart Information Services's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Stewart Information Services's EV-to-EBIT falls into.


STC
79GF Score
Stewart Information Services Corp STC
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stewart Information Services EV-to-EBIT Calculation

Stewart Information Services's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=2606.973/217.217
=12.00

Stewart Information Services's current Enterprise Value is $2,607 Mil.
Stewart Information Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $217 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 12.00 mean?
Stewart Information Services (STC) has a EV-to-EBIT of 12.00 as of Aug. 04, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Stewart Information Services and its competitors. This is near median its historical median of 12.11. Over the past decade, Stewart Information Services' EV-to-EBIT has ranged from 3.37 to 41.83. According to the industry distribution chart, Stewart Information Services ranks #231 out of 345 companies in the Insurance industry, placing it in the top 67%.
Is Stewart Information Services' EV-to-EBIT too high?
Stewart Information Services' current EV-to-EBIT of 12.00 is near median its 10-year median of 12.11. Over the past 10 years, this metric has ranged from a low of 3.37 to a high of 41.83. The Insurance industry median EV-to-EBIT is 8.55. Stewart Information Services' value of 12.00 is 40.4% above this industry median. Based on the distribution chart, Stewart Information Services ranks #231 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, Stewart Information Services has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' EV-to-EBIT compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #231 out of 345 companies for EV-to-EBIT. This places Stewart Information Services in the lower half of its industry. The industry median EV-to-EBIT is 8.55. Stewart Information Services' value of 12.00 is 40.4% above this benchmark. Historically, Stewart Information Services' own EV-to-EBIT has ranged from 3.37 to 41.83 over the past decade. While the company's 10-year median is 12.11 vs. the industry median of 8.55, Stewart Information Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current EV-to-EBIT of 12.00 is 40.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current EV-to-EBIT is 12.00, which is near median its own 10-year median of 12.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.81, compared to a current price of $68.58 — trading 15.1% below its estimated fair value. The current EV-to-EBIT is 12.00, which is near median its 10-year median of 12.11 and 40.4% above the Insurance industry median of 8.55. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Stewart Information Services (STC), the current EV-to-EBIT is 12.00 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stewart Information Services (STC) Overvalued in 2026?

Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued. The current stock price of $68.58 is trading 15.1% below its estimated GF Value™ of $80.81. GuruFocus considers Stewart Information Services to be Modestly Undervalued.

Key valuation signals for STC:

  • EV-to-EBIT: 12.00 (near median its 10-year median of 12.11)
  • GF Value™: $80.81 vs. price of $68.58 (15.1% below fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 40.4% above the Insurance median (#231 of 345)

No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stewart Information Services Business Description

Address 1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score

Get the complete analysis for STC

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.58
Price
$80.81
GF Value