Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Stewart Information ServicesSTC -0.56%79 EV-to-OCF is 11.29 as of Aug. 04, 2026, which is 12% above its 10-year median of 10.12. GuruFocus rates STC with a GF Score™ of 79/100 and a GF Value™ of $80.81 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 503 Insurance companies, Stewart Information Services ranks worse than 67.4% on this metric.
The historical rank and industry rank for Stewart Information Services's EV-to-OCF or its related term are showing as below:
STC'
s EV-to-OCF Range Over the Past 10 Years
Min: 2.47 Med: 10.12 Max: 29.83
Current: 11.29
During the past 13 years, the highest EV-to-OCF of Stewart Information Services was 29.83. The lowest was 2.47. And the median was 10.12.
STC's EV-to-OCF is ranked worse than 67.4% of 503
companies
in the Insurance industry
Industry Median: 6.86
vs STC: 11.29
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Stewart Information Services (NYSE:STC) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Stewart Information Services's PE Ratio (TTM) for today is calculated as:
Stewart Information Services's share price for today is $68.65.
Stewart Information Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.510.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Stewart Information Services EV-to-OCF Related Terms
Stewart Information Services EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Stewart Information Services's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stewart Information Services EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Stewart Information Services's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Stewart Information Services's EV-to-OCF falls into.
Stewart Information Services's current Enterprise Value is $2,609 Mil.
Stewart Information Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $231 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stewart Information Services (STC) has a EV-to-OCF of 11.29 as of Aug. 04, 2026. This is 12% above median its historical median of 10.12. Over the past decade, Stewart Information Services' EV-to-OCF has ranged from 2.47 to 29.83. According to the industry distribution chart, Stewart Information Services ranks #339 out of 503 companies in the Insurance industry, placing it in the top 67.4%.
Is Stewart Information Services' EV-to-OCF too high?
Stewart Information Services' current EV-to-OCF of 11.29 is 12% above median its 10-year median of 10.12. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 29.83. The Insurance industry median EV-to-OCF is 6.86. Stewart Information Services' value of 11.29 is 64.6% above this industry median. Based on the distribution chart, Stewart Information Services ranks #339 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, Stewart Information Services has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' EV-to-OCF compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #339 out of 503 companies for EV-to-OCF. This places Stewart Information Services in the lower half of its industry. The industry median EV-to-OCF is 6.86. Stewart Information Services' value of 11.29 is 64.6% above this benchmark. Historically, Stewart Information Services' own EV-to-OCF has ranged from 2.47 to 29.83 over the past decade. While the company's 10-year median is 10.12 vs. the industry median of 6.86, Stewart Information Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.86, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current EV-to-OCF of 11.29 is 64.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current EV-to-OCF is 11.29, which is 12% above median its own 10-year median of 10.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.81, compared to a current price of $68.65 — trading 15% below its estimated fair value. The current EV-to-OCF is 11.29, which is 12% above median its 10-year median of 10.12 and 64.6% above the Insurance industry median of 6.86. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Stewart Information Services (STC), the current EV-to-OCF is 11.29 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stewart Information Services (STC) Overvalued in 2026?
Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued.
The current stock price of $68.65 is trading 15% below its estimated GF Value™ of $80.81.
GuruFocus considers Stewart Information Services to be Modestly Undervalued.
Key valuation signals for STC:
EV-to-OCF: 11.29 (12% above median its 10-year median of 10.12)
GF Value™: $80.81 vs. price of $68.65 (15% below fair value)
Industry Position: 64.6% above the Insurance median (#339 of 503)
No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score
Get the complete analysis for STC
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC has been successfully added to your 
