STC (Stewart Information Services) 3-Year EBITDA Growth Rate: -8.40% (As of Mar. 2026)

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STC Stewart Information Services Corp STC
79 GF Score
Price $68.44
GF Value $80.81
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Stewart Information Services 3-Year EBITDA Growth Rate?

Stewart Information Services STC -0.87% 79 3-Year EBITDA Growth Rate is -8.40% as of Mar. 2026. GuruFocus rates STC with a GF Score™ of 79/100 and a GF Value™ of $80.81 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 291 Insurance companies, Stewart Information Services ranks worse than 89.35% on this metric.

Stewart Information Services's EBITDA per Share for the three months ended in Mar. 2026 was $1.56.

During the past 12 months, Stewart Information Services's average EBITDA Per Share Growth Rate was 34.60% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was -8.40% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was -11.00% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Stewart Information Services was 107.50% per year. The lowest was -35.00% per year. And the median was 13.50% per year.


Stewart Information Services  (NYSE:STC) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Stewart Information Services 3-Year EBITDA Growth Rate Related Terms


STC vs HMN, HCI, SLDE: 3-Year EBITDA Growth Rate Comparison

For the Insurance - Property & Casualty subindustry, Stewart Information Services's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewart Information Services 3-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Stewart Information Services's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Stewart Information Services's 3-Year EBITDA Growth Rate falls into.


STC
79GF Score
Stewart Information Services Corp STC
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Stewart Information Services 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of -8.40% mean?
Stewart Information Services (STC) has a 3-Year EBITDA Growth Rate of -8.40% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Stewart Information Services and its competitors. According to the industry distribution chart, Stewart Information Services ranks #260 out of 291 companies in the Insurance industry, placing it in the top 89.3%.
Is Stewart Information Services' 3-Year EBITDA Growth Rate too high?
Stewart Information Services' current 3-Year EBITDA Growth Rate is -8.40%. Based on the distribution chart, Stewart Information Services ranks #260 out of 291 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Stewart Information Services has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' 3-Year EBITDA Growth Rate compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #260 out of 291 companies for 3-Year EBITDA Growth Rate. This places Stewart Information Services in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.20, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Stewart Information Services and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current 3-Year EBITDA Growth Rate is -8.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.81, compared to a current price of $68.44 — trading 15.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is -8.40%. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Stewart Information Services (STC), the current 3-Year EBITDA Growth Rate is -8.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stewart Information Services (STC) Overvalued in 2026?

Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued. The current stock price of $68.44 is trading 15.3% below its estimated GF Value™ of $80.81. GuruFocus considers Stewart Information Services to be Modestly Undervalued.

Key valuation signals for STC:

  • 3-Year EBITDA Growth Rate: -8.40%
  • GF Value™: $80.81 vs. price of $68.44 (15.3% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stewart Information Services Business Description

Address 1360 Post Oak Boulevard, Suite 100, Houston, TX, USA, 77056
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score

Get the complete analysis for STC

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.44
Price
$80.81
GF Value