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Stewart Information ServicesSTC -0.87%79 Earnings Yield (Joel Greenblatt) % is 8.67% as of Mar. 2026, which is 5% above its 10-year median of 8.26. GuruFocus rates STC with a GF Score™ of 79/100 and a GF Value™ of $80.81 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 511 Insurance companies, Stewart Information Services ranks better than 55.38% on this metric.
Stewart Information Services's Enterprise Value for the quarter that ended in Mar. 2026 was $2,381 Mil.
Stewart Information Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $217 Mil. Stewart Information Services's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 8.67%.
The historical rank and industry rank for Stewart Information Services's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
STC'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 2.39 Med: 8.26 Max: 29.64
Current: 8.35
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Stewart Information Services was 29.64%. The lowest was 2.39%. And the median was 8.26%.
STC's Earnings Yield (Joel Greenblatt) % is ranked better than 55.38% of 511
companies
in the Insurance industry
Industry Median: 7.06
vs STC: 8.35
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Stewart Information Services's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was -8.16%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Stewart Information Services (NYSE:STC) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Stewart Information Services Earnings Yield (Joel Greenblatt) % Related Terms
Stewart Information Services Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Stewart Information Services's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stewart Information Services Earnings Yield (Joel Greenblatt) % Chart
For the Insurance - Property & Casualty subindustry, Stewart Information Services's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stewart Information Services Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Stewart Information Services's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Stewart Information Services's Earnings Yield (Joel Greenblatt) % falls into.
Stewart Information Services Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Stewart Information Servicess Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Stewart Information Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $217 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 8.67% mean?
Stewart Information Services (STC) has a Earnings Yield (Joel Greenblatt) % of 8.67% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Stewart Information Services and its competitors. This is near median its historical median of 8.26. Over the past decade, Stewart Information Services' Earnings Yield (Joel Greenblatt) % has ranged from 2.39 to 29.64. According to the industry distribution chart, Stewart Information Services ranks #228 out of 511 companies in the Insurance industry, placing it in the top 44.6%.
Is Stewart Information Services' Earnings Yield (Joel Greenblatt) % too high?
Stewart Information Services' current Earnings Yield (Joel Greenblatt) % of 8.67% is near median its 10-year median of 8.26. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 29.64. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.06. Stewart Information Services' value of 8.67% is 22.8% above this industry median. Based on the distribution chart, Stewart Information Services ranks #228 out of 511 companies in the Insurance industry, which is above the industry midpoint. Overall, Stewart Information Services has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' Earnings Yield (Joel Greenblatt) % compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #228 out of 511 companies for Earnings Yield (Joel Greenblatt) %. This puts Stewart Information Services in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.06. Stewart Information Services' value of 8.67% is 22.8% above this benchmark. Historically, Stewart Information Services' own Earnings Yield (Joel Greenblatt) % has ranged from 2.39 to 29.64 over the past decade. While the company's 10-year median is 8.26 vs. the industry median of 7.06, Stewart Information Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.06, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current Earnings Yield (Joel Greenblatt) % of 8.67% is 22.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current Earnings Yield (Joel Greenblatt) % is 8.67%, which is near median its own 10-year median of 8.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.81, compared to a current price of $68.44 — trading 15.3% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 8.67%, which is near median its 10-year median of 8.26 and 22.8% above the Insurance industry median of 7.06. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Stewart Information Services (STC), the current Earnings Yield (Joel Greenblatt) % is 8.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stewart Information Services (STC) Overvalued in 2026?
Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued.
The current stock price of $68.44 is trading 15.3% below its estimated GF Value™ of $80.81.
GuruFocus considers Stewart Information Services to be Modestly Undervalued.
Key valuation signals for STC:
Earnings Yield (Joel Greenblatt) %: 8.67% (near median its 10-year median of 8.26)
GF Value™: $80.81 vs. price of $68.44 (15.3% below fair value)
Industry Position: 22.8% above the Insurance median (#228 of 511)
No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score
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